LIC Housing Finance Limited

Financial Services IN LICHSGFIN

504.95INR
-7.55(1.47%)

Last update at 2026-03-11T09:45:00Z

Day Range

504.35521.95
LowHigh

52 Week Range

475.33635.31
LowHigh

Fundamentals

  • Previous Close 512.50
  • Market Cap289195.62M
  • Volume1134715
  • P/E Ratio5.24
  • Dividend Yield-%
  • Revenue TTM84631.50M
  • Revenue Per Share TTM153.86
  • Gross Profit TTM 82784.40M
  • Diluted EPS TTM100.37

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Income before tax 68788.60M 60681.30M 35607.70M 27872.50M 33651.30M
Minority interest -4.70000M -3.50000M -4.10000M -3.50000M 27.10M
Net income 54422.30M 47629.70M 28907.70M 22856.50M 27407.20M
Selling general administrative 126.00M 242.20M 113.50M 377.20M 159.30M
Selling and marketing expenses 468.80M 338.50M 437.60M 282.00M 429.70M
Gross profit 81948.20M 86767.40M 64108.70M 56810.00M 52836.50M
Reconciled depreciation 977.70M 692.30M 690.40M 551.90M 524.70M
Ebit 68788.60M 60681.30M 34913.30M 27317.10M 33122.60M
Ebitda 69766.30M 61373.60M 35603.70M 27869.00M 33647.30M
Depreciation and amortization 977.70M 692.30M 690.40M 551.90M 524.70M
Non operating income net other - - - - -
Operating income 68788.60M 60681.30M 34913.30M 27317.10M 33122.60M
Other operating expenses 208443.20M 209964.80M 16301.20M 10999.40M 20700.00M
Interest expense 195283.60M 183878.70M 161347.50M 141510.90M 144503.80M
Tax provision 14361.60M 13048.10M 6696.00M 5012.50M 6240.00M
Interest income 276893.80M 270673.10M 225460.10M 197177.70M 274.20M
Net interest income 81610.20M 86822.20M 64112.60M 55666.80M 52589.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 14361.60M 13048.10M 6696.00M 5012.50M 6240.10M
Total revenue 277231.80M 270646.10M 64108.70M 56810.00M 52836.50M
Total operating expenses 13159.60M 26086.10M 9071.40M 9311.50M 6314.00M
Cost of revenue 195283.60M 183878.70M 163173.40M 142850.00M 145396.90M
Total other income expense net -189707.10000M -16224.80000M 35607.80M 27872.50M 33651.40M
Discontinued operations - - - - -
Net income from continuing ops 54427.00M 47595.60M 28911.70M 22860.00M 27411.30M
Net income applicable to common shares 54422.30M 47592.10M 28907.70M 22856.50M 27407.20M
Preferred stock and other adjustments - - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 3140403.80M 2913336.60M 2785589.70M 2546867.70M 2357215.70M
Intangible assets 759.80M 610.50M 362.40M 232.10M 59.40M
Earning assets - - - - -
Other current assets - 493.40M 5037.00M 2469940.80M 2292813.60M
Total liab 2776848.70M 2598536.00M 2513711.10M 2299330.20M 2151174.20M
Total stockholder equity 363517.90M 314766.60M 271846.70M 247508.30M 206014.40M
Deferred long term liab - - - - -
Other current liab -806827.50000M -719328.10000M -337.20000M -7469.50000M -8928.60000M
Common stock 1100.80M 1100.80M 1100.80M 1100.80M 1009.90M
Capital stock 1100.80M 1100.80M 1100.80M 1100.80M 1009.90M
Retained earnings 100700.20M 74120.30M 54374.40M 48435.80M 46775.10M
Other liab - - 5622.90M 4070.60M 4478.70M
Good will 2.10M 2.10M 2.10M 2.10M 2.10M
Other assets 3140403.80M -63996.60000M 2775282.70M 2535433.00M 2341014.90M
Cash 14744.30M 16551.80M 8215.60M 9987.90M 14817.80M
Cash and equivalents - - - - -
Total current liabilities 84035.00M 54146.20M 337.20M 7469.50M 8928.60M
Current deferred revenue - -2425276.50000M - - -
Net debt 2608798.70M 2411138.00M 2325105.60M 2052801.30M 1895011.30M
Short term debt 888700.10M 767767.10M 350975.40M 89082.50M 122302.50M
Short long term debt - - - - -
Short long term debt total 2623543.00M 2427689.80M 2333321.20M 2062789.20M 1909829.10M
Other stockholder equity 40475.20M 40475.20M 216371.50M 197971.70M 158229.40M
Property plant equipment 3234.20M 3277.30M 3528.70M 2957.00M 2820.60M
Total current assets 14860.50M 17144.60M 6413.80M 8243.50M 13318.70M
Long term investments 72353.30M 63687.60M 70798.00M 63805.30M 47593.40M
Net tangible assets - - 271482.20M 247274.00M 205952.80M
Short term investments - 283.80M -1801.80000M -1744.40000M -1499.10000M
Net receivables 116.20M 99.40M 7.20M 137.70M 184.70M
Long term debt 2623543.00M 2425982.30M 2331480.30M 2055846.60M 1895258.20M
Inventory - - - - -
Accounts payable 2162.40M 5707.20M 337.20M 7469.50M 8928.60M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 221241.70M 199070.30M - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 108625.20M 2892894.90M -3893.20000M -3191.20000M -2882.10000M
Deferred long term asset charges - - - - -
Non current assets total 3140403.80M 2960188.60M 3893.20M 3191.20M 2882.10M
Capital lease obligations - - - - -
Long term debt total 2625382.80M 2427689.80M 2333321.20M 2057348.90M 1167930.20M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Investments -9385.40000M 5868.60M -7992.40000M -15988.80000M 8686.20M
Change to liabilities - - 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -9385.40000M 5868.60M -7992.40000M -16282.10000M 8582.30M
Net borrowings 196254.70M 94675.70M 275348.90M 160243.80M 108328.80M
Total cash from financing activities 174134.70M 73455.70M 202486.90M 178502.70M 104279.30M
Change to operating activities - - 2232.10M -7942.70000M 8913.90M
Net income 54422.30M 47592.10M 35607.70M 27872.50M 33651.30M
Change in cash -1342.40000M 7814.40M -1829.70000M -5075.20000M -374.30000M
Begin period cash flow 14228.20M 6413.80M 8243.50M 13318.70M 13693.00M
End period cash flow 12885.80M 14228.20M 6413.80M 8243.50M 13318.70M
Total cash from operating activities -166091.70000M -71509.80000M -196234.30000M -167292.70000M -113235.80000M
Issuance of capital stock - 0.00000M 0.00000M 23342.30M -
Depreciation 977.70M 692.30M 690.40M 551.90M 524.70M
Other cashflows from investing activities 5.20M 8.00M -7351.40000M 54.70M 8690.60M
Dividends paid 4950.60M 4675.50M -4622.00000M -4675.50000M -4037.30000M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - - 0.00000M 1522683.00M -23342.30000M
Other cashflows from financing activities -16552.10000M -16544.50000M 1752754.80M -407.90000M 1203358.60M
Change to netincome - - -228154.50000M -182771.20000M -150075.10000M
Capital expenditures 733.50M 374.50M 641.00M 353.10M 108.30M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -7323.00000M 1768.30M 2232.10M -7942.70000M 8913.90M
Stock based compensation - - - - -
Other non cash items -214168.70000M -121562.50000M -234764.50000M -187774.40000M -156325.70000M
Free cash flow -166825.20000M -71884.30000M -196875.30000M -167645.80000M -113344.10000M

Peer Comparison

Sector: Financial Services Industry: Mortgage Finance

Company Change (INR) Price (INR) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
LICHSGFIN
LIC Housing Finance Limited
-7.55 1.47% 504.95 5.24 5.42 3.42 0.77 34.37
BAJAJHFL
Bajaj Housing Finance
-0.94 1.11% 83.66 33.88 - 21.82 3.77 17.45 54.76
PNBHOUSING
PNB Housing Finance Limited
-14.4 1.82% 776.90 11.89 9.61 7.07 1.46 22.99
AADHARHFC
Aadhar Housing Finance Ltd
2.00 0.42% 482.10 21.74 19.84 10.31 3.12 12.01 15.16
APTUS
Aptus Value Housing Finance India Limited
-3.26 1.41% 228.76 16.62 - 10.15 3.11 15.27

Reports Covered

Stock Research & News

Profile

LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and loans for staff quarters and other lines of credit for corporates. It also provides loans against properties for companies and individuals; loans against rental securitization; and loans to professionals. In addition, the company develops, establishes, and operates assisted living community centers for elderly citizens; manages, advises, and administers private equity funds, including venture capital and alternate investment funds; offers asset management and trusteeship services; and markets housing loan, life and general insurance products, mutual funds, fixed deposits, and credit cards. LIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.

LIC Housing Finance Limited

131, Maker Tower-F Premises, Mumbai, India, 400005

Key Executives

Name Title Year Born
Mr. Yerur Viswanatha Gowd CEO, MD & Exec. Director 1963
Mr. Sudipto Sil Chief Financial Officer NA
Mr. Thumpeparambil Thomas Mathews LL.B., MA, PGDM Gen. Mang. of Accounts, OS, Estates & Subsidiary Monitoring 1953
Mr. Hitesh B. Talreja Chief Technology Officer NA
Ms. Angel Johnson Chief Information Officer & GM of IT NA
Mr. D. R. Muralidharan Chief Compliance Officer & Joint Gen. Mang. for CSR NA
Mr. A. K. Verma Gen. Mang. of Legal, Audit & Staff Discipline NA
Mr. N. Mahesh Joint Gen. Mang. of Marketing, PR & Publicity NA
Mr. J. S. Tolia Gen. Mang. of Marketing NA
Ms. Meenakshi Kumar Gen. Mang. of CRM, Document Management & HR NA

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