Kotak Mahindra Bank Limited

Financial Services IN KOTAKBANK

385.7INR
-6.15(1.57%)

Last update at 2026-03-11T09:45:00Z

Day Range

383.60391.10
LowHigh

52 Week Range

1721.772299.25
LowHigh

Fundamentals

  • Previous Close 391.85
  • Market Cap4227492.22M
  • Volume20449961
  • P/E Ratio22.74
  • Dividend Yield-%
  • Revenue TTM727388.26M
  • Revenue Per Share TTM365.82
  • Gross Profit TTM 727388.26M
  • Diluted EPS TTM93.48

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Income before tax 289890.25M 238633.79M 196461.80M 119318.74M 99028.96M
Minority interest 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Net income 221259.89M 182132.08M 149250.10M 120893.91M 99902.04M
Selling general administrative 12219.49M 13787.36M 14392.40M 11938.67M 8372.06M
Selling and marketing expenses 15481.82M 15563.77M 11976.96M 4844.58M 4225.37M
Gross profit 762853.10M 696696.00M 522332.20M 463407.89M 426142.53M
Reconciled depreciation 9409.10M 7917.50M 5992.60M 4803.50M 4610.50M
Ebit 289890.25M 238633.79M 191509.90M 155849.71M 127540.93M
Ebitda 299299.34M 246551.33M 197502.50M 160653.21M 132151.44M
Depreciation and amortization 9409.09M 7917.53M 5992.60M 4803.51M 4610.50M
Non operating income net other - - - - -
Operating income 289890.25M 238633.79M 191509.90M 155849.71M 127540.93M
Other operating expenses 755708.36M 683734.57M -333294.81200M -294163.26400M -273328.80600M
Interest expense 282745.51M 225672.37M 144111.30M 115532.91M 129665.48M
Tax provision 70432.90M 58865.50M 48657.40M 40164.30M 32654.40M
Interest income 656688.30M 562366.30M 421510.60M 337404.00M 328198.30M
Net interest income 373942.80M 336693.90M 277399.30M 221871.10M 198532.80M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 70432.90M 58865.50M 48657.40M 40164.30M 32654.40M
Total revenue 1045598.61M 922368.37M 522332.20M 463407.89M 426142.53M
Total operating expenses 472962.85M 458062.20M 321292.00M 338453.03M 301311.09M
Cost of revenue 282745.51M 225672.37M - - -
Total other income expense net -298094.30000M 2955.80M 197907.50M 161058.21M 132556.44M
Discontinued operations - - - - -
Net income from continuing ops 221259.90M 182132.10M 149250.10M 120893.90M 99902.00M
Net income applicable to common shares 221259.89M 182132.08M 149250.10M 120488.91M 99497.04M
Preferred stock and other adjustments - - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 8797743.40M 7676669.59M 6204297.30M 5464979.08M 4788726.86M
Intangible assets 3429.20M 0.03M 3860.90M 2633.50M 1623.50M
Earning assets - - - - 1569455.50M
Other current assets -129637.23500M 825337.44M - 3265796.30M 2587636.06M
Total liab 7222849.90M 6376952.69M 5081153.30M 4493325.72M 3940340.83M
Total stockholder equity 1574893.50M 1299716.90M 1123144.00M 971653.36M 848386.03M
Deferred long term liab - - - - -
Other current liab 4906325.38M 2058271.65M -15559.18500M -8881.26400M -14082.63400M
Common stock 9941.10M 9939.60M 14932.80M 9923.31M 9909.18M
Capital stock 9941.10M 9939.60M 14932.80M 14923.30M 14909.18M
Retained earnings 900374.56M 751267.09M 635331.70M 524804.32M 435222.14M
Other liab - - - 792185.87M 630904.25M
Good will 9477.60M 9477.57M 8137.50M 8137.53M 8137.53M
Other assets 7932785.40M -345245.07400M 5925126.11M 5253941.94M 4396405.90M
Cash 790617.50M 652063.90M 429253.40M 524012.90M 477174.22M
Cash and equivalents - - - - -
Total current liabilities 4947074.80M 2091665.36M 15559.18M 8881.26M 14082.63M
Current deferred revenue - -30324.75100M - - -
Net debt 185602.80M 98992.20M 141085.80M 60555.81M 24180.22M
Short term debt 4098.53M 3068.96M - - -
Short long term debt - - - - -
Short long term debt total 976220.30M 751056.06M 570339.20M 584568.71M 501354.44M
Other stockholder equity 255848.96M 255329.60M -852599.86900M -706079.35000M -587520.62900M
Property plant equipment 24678.80M 22007.08M 22612.00M 19096.31M 17401.63M
Total current assets 790617.50M 825337.44M 248421.62M 183803.29M 366781.80M
Long term investments 2842550.00M 2464457.20M 1953379.70M 1645294.10M 1569455.50M
Net tangible assets - - - 958515.83M 835248.50M
Short term investments - -0.01300M -180831.78200M -340209.61100M -110392.42000M
Net receivables 129637.24M 138100.10M 109368.20M 114087.48M 128921.93M
Long term debt 976220.34M 751056.06M 570339.20M 551482.70M 477389.00M
Inventory - -790163.99800M - -3379883.77900M -2716557.99000M
Accounts payable 36650.89M 30324.75M 15559.18M 8881.26M 14082.63M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 407504.81M 283180.61M 1320479.37M 1138005.08M 985775.35M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 3072216.60M 6790187.88M -30749.57500M -27233.84400M -25539.15600M
Deferred long term asset charges - - - - -
Non current assets total 8007125.90M 6851332.14M 30749.58M 27233.84M 25539.16M
Capital lease obligations - - - - -
Long term debt total 976220.34M 751056.06M 570339.20M 551482.70M 477389.01M
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Investments -252720.90000M -90969.30000M -105501.80000M -104510.69200M -108159.95200M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -252720.90000M -90969.30000M -105501.80000M -110843.95700M -111161.36300M
Net borrowings 225164.28M 161524.93M - 74093.64M -178378.15400M
Total cash from financing activities 221652.00M 995112.46M 18830.00M 75489.11M -100720.46100M
Change to operating activities - - - -352387.41900M -222637.63500M
Net income 221259.90M 182132.08M 196461.80M 159483.01M 131683.37M
Change in cash 138553.60M 222810.40M -97401.40000M 49488.64M -163632.28200M
Begin period cash flow 652063.90M 429253.47M 526654.80M 477166.20M 640798.48M
End period cash flow 790617.50M 652063.87M 429253.40M 526654.84M 477166.20M
Total cash from operating activities 169157.30M 156849.97M -12424.30000M 84179.93M 48811.31M
Issuance of capital stock 464.00M 1992.30M 2678.60M 3585.63M 78437.49M
Depreciation 9409.10M 7917.53M 5992.60M 4803.51M 4610.50M
Other cashflows from investing activities 647.60M -0.04300M -95634.20000M -104146.30000M -107475.50000M
Dividends paid 3976.20M 3366.21M -2589.20000M -2189.62500M -405.00000M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock 464.01M -5000.00000M 2678.60M 3585.60M -84771.31800M
Other cashflows from financing activities - 839961.39M 18740.60M 74093.10M 84396.57M
Change to netincome - - - -1284.88900M -17775.62700M
Capital expenditures 12128.50M 11266.88M 9867.60M 6697.69M 3685.90M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 84434.32M 253523.62M -182755.70000M -40232.59900M -37925.60400M
Stock based compensation 366.90M 449.50M 456.40M 314.38M 18.22M
Other non cash items -146312.92200M -287172.76200M 5776.30M 5613.20M 4275.06M
Free cash flow 157028.80M 145583.09M -22291.90000M 77482.24M 45125.41M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (INR) Price (INR) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
KOTAKBANK
Kotak Mahindra Bank Limited
-6.15 1.57% 385.70 22.74 22.32 5.81 2.54 6.79
HDFCBANK
HDFC Bank Limited
-14.5 1.71% 834.95 21.14 16.26 5.13 1.85 8.93
ICICIBANK
ICICI Bank Limited
-16.7 1.27% 1295.20 19.41 17.45 5.38 3.01 5.74
SBIN
State Bank of India
-22.4 2.01% 1089.80 11.19 11.30 2.60 1.65 4.35
AXISBANK
Axis Bank Limited
-59.4 4.52% 1255.30 15.42 13.72 5.27 2.02 7.43

Reports Covered

Stock Research & News

Profile

Kotak Mahindra Bank Limited provides a range of banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate / Wholesale Banking; Digital Banking; Other Retail Banking; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The company offers savings, current, and salary accounts; fixed, recurring, tax saving fixed, senior citizen, and fixed deposit products; home, personal, business, payday, gold, education, commercial vehicle, car, and crop loans, as well as loan against securities and properties; construction equipment, tractor and farm equipment, healthcare, trade and supply chain, and working capital finance solutions; and prepaid, credit, and debit cards. It also provides Investment products; life, term, health, car, and two wheeler insurance; payment services; trade services; business management and marketing, enterprise resource planning, supply chain and logistics, human resource, business travel, workspace management, taxation and legal, and healthcare/medical equipment services; cash management services, such as digital payments, physical collections, digital collections, and payment gateways; private banking services; net banking; and NRI services. In addition, the company offers term deposits, consumer finance, business banking, rural housing, FASTags, project finance, foreign exchange, custody services, debt capital markets; structured financing, discretionary, investment advisory solutions; estate planning, research services, margin trading facility, and index, overseas funds. Kotak Mahindra Bank Limited was incorporated in 1985 and is headquartered in Mumbai, India.

Kotak Mahindra Bank Limited

Bandra Kurla Complex, Mumbai, India, 400051

Key Executives

Name Title Year Born
Mr. Uday Suresh Kotak B.Com, MMS MD, CEO, Member of Exec. Board & Director 1959
Mr. Dipak Gupta PGDM ? IIM Joint MD, Member of Exec. Board & Whole Time Director 1960
Mr. Krishnan Venkat Subramanian Pres of Corp., Institutional & IB, Member of Exec. Board and Whole time Director 1962
Mr. Jaimin Mukund Bhatt Group Pres, Group CFO & Member of Exec. Board NA
Mr. Arvind Kathpalia B.A., M.B.A. Pres, Group Chief Risk Officer & Member of Exec. Board 1958
Ms. Shanti Ekambaram Group Pres of Consumer Bank, Member of Exec. Board & Whole-Time Director 1963
Mr. Devang C Gheewalla Pres & Chief of Operations NA
Mr. Devarajan Kannan Group Head of Commercial Banking & Member of Exec. Board NA
Mr. Mohan Narayan Shenoi Member of Exec. Board 1958
Mr. Venkattu Srinivasan Group Head of Asset Reconstruction & Structured Credit and Member of Exec. Board NA

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