Bajaj Housing Finance

Financial Services IN BAJAJHFL

83.66INR
-0.94(1.11%)

Last update at 2026-03-11T09:45:00Z

Day Range

83.6085.76
LowHigh

52 Week Range

92.10136.96
LowHigh

Fundamentals

  • Previous Close 84.60
  • Market Cap798630.28M
  • Volume4047974
  • P/E Ratio33.88
  • Dividend Yield-%
  • EBITDA91016.77M
  • Revenue TTM36256.70M
  • Revenue Per Share TTM4.35
  • Gross Profit TTM 35959.20M
  • Diluted EPS TTM2.83

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Income before tax 27702.30M 21613.20M 17000.60M 9598.60M 6131.80M
Minority interest - - - - -
Net income 21629.00M 17312.20M 12578.00M 7096.20M 4531.90M
Selling general administrative 196.10M 165.60M 145.40M 112.90M 9.60M
Selling and marketing expenses 37.50M 36.50M 97.80M 51.60M 59.10M
Gross profit 89531.30M 22113.90M 18687.70M 12159.50M 26532.00M
Reconciled depreciation - - - - -
Ebit 26857.00M 21642.20M 17028.30M 9623.20M 25794.90M
Ebitda 27268.50M 22038.20M 17362.30M 9880.80M 25890.00M
Depreciation and amortization 411.50M 396.00M 334.00M 257.60M 95.10M
Non operating income net other - - - - -
Operating income 88580.60M 19617.20M 16468.80M 10668.60M 26463.30M
Other operating expenses 5843.80M 53677.40M 38345.80M 26206.50M 5083.00M
Interest expense 36.70M 29.00M 27.70M 24.60M -
Tax provision - - - - -
Interest income - - - - -
Net interest income - - - - -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 6073.30M 4301.00M 4422.60M 2502.40M 1599.90M
Total revenue 95281.60M 73294.60M 54814.60M 36875.10M 31546.30M
Total operating expenses 93.50M 2496.70M 2218.90M 1490.90M 68.70M
Cost of revenue 5750.30M 51180.70M 36126.90M 24715.60M 5014.30M
Total other income expense net -60878.30000M 1996.00M 531.80M -1070.00000M -20331.50000M
Discontinued operations - - - - -
Net income from continuing ops - - - - -
Net income applicable to common shares - - - - -
Preferred stock and other adjustments - - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 1028087.50M 818270.90M 646541.40M 485270.80M 378583.80M
Intangible assets 407.50M 362.30M 283.80M 205.70M 145.70M
Earning assets - - - - -
Other current assets 755.30M 224.30M 96.30M 124.40M 334528.90M
Total liab 828619.50M 695935.90M 541509.50M 417857.20M 318261.60M
Total stockholder equity 199468.00M 122335.00M 105031.90M 67413.60M 60322.20M
Deferred long term liab - - - - -
Other current liab -186083.20000M 3176.60M 2705.70M 1939.50M 426.40M
Common stock 83281.50M 67121.60M 67121.60M 48833.30M 48833.30M
Capital stock - - - - -
Retained earnings 54482.00M 37193.30M 23358.00M 13254.10M 9822.20M
Other liab - - - - -
Good will - - - - -
Other assets - - - - -
Cash 616.30M 637.00M 937.80M 4069.00M 4617.80M
Cash and equivalents - - - - -
Total current liabilities 7079.80M 167809.10M 124246.80M 127005.20M 104913.90M
Current deferred revenue - - - - -
Net debt 819726.80M 690656.20M 536516.10M 410854.20M 311707.80M
Short term debt 192021.50M 163797.10M 120920.10M 124501.00M 104278.90M
Short long term debt - - - - -
Short long term debt total 820343.10M 691293.20M 537453.90M 414923.20M 316325.60M
Other stockholder equity 47440.70M 8377.20M 8377.20M 1666.70M 1666.70M
Property plant equipment - - - - -
Total current assets 996720.50M 46021.40M 43265.70M 43947.70M 377463.70M
Long term investments - - - - -
Net tangible assets - - - - -
Short term investments 1.50M 15007.90M 149.90M 1.40M 7637.20M
Net receivables 995347.40M 30152.20M 21480.50M 26604.40M 3106.60M
Long term debt - - - - -
Inventory - - - - -
Accounts payable 764.60M 576.10M 459.30M 364.10M 208.60M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 14263.80M 9642.90M 6175.10M 3659.50M -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 4181.50M 778290.70M 119.10M 451457.10M 331.20M
Deferred long term asset charges - - - - -
Non current assets total 31367.00M 772249.50M 1252.10M 441323.10M 1120.10M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Investments - - - - -
Change to liabilities - - - - -
Total cashflows from investing activities -7975.50000M 2733.10M -6114.40000M 21973.20M -7970.40000M
Net borrowings - - - - -
Total cash from financing activities 178701.90M 151247.80M 146300.60M 102284.60M 56758.70M
Change to operating activities - - - - -
Net income 27702.30M 21613.20M 17000.60M 9598.60M 4531.90M
Change in cash -22.30000M -300.20000M -3131.50000M -547.50000M -1969.40000M
Begin period cash flow 638.60M 938.80M 4070.30M 4617.80M 6587.20M
End period cash flow 616.30M 638.60M 938.80M 4070.30M 4617.80M
Total cash from operating activities -170748.70000M -154281.10000M -143317.70000M -124805.30000M -50757.70000M
Issuance of capital stock - - - - -
Depreciation 411.50M 396.00M 334.00M 257.60M 217.70M
Other cashflows from investing activities -106.00000M 805.50M 367.00M 176.50M -7904.40000M
Dividends paid - - - - -
Change to inventory - - - - -
Change to account receivables -200962.30000M -170587.20000M -155850.60000M -132529.20000M -19.70000M
Sale purchase of stock - - - - -
Other cashflows from financing activities -641.40000M -138.50000M -138.30000M -105.40000M 14081.70M
Change to netincome - - - - -
Capital expenditures 410.00M 430.00M 338.00M 291.20M 66.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -194361.70000M -169637.00000M -155051.20000M -129379.50000M -59162.60000M
Stock based compensation 169.70M - - - 133.60M
Other non cash items -4670.50000M -6653.30000M -5601.10000M -5282.00000M 3521.70M
Free cash flow -171158.70000M -154711.10000M -143655.70000M -125096.50000M -50823.70000M

Peer Comparison

Sector: Financial Services Industry: Mortgage Finance

Company Change (INR) Price (INR) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
BAJAJHFL
Bajaj Housing Finance
-0.94 1.11% 83.66 33.88 - 21.82 3.77 17.45 54.76
LICHSGFIN
LIC Housing Finance Limited
-7.55 1.47% 504.95 5.24 5.42 3.42 0.77 34.37
PNBHOUSING
PNB Housing Finance Limited
-14.4 1.82% 776.90 11.89 9.61 7.07 1.46 22.99
AADHARHFC
Aadhar Housing Finance Ltd
2.00 0.42% 482.10 21.74 19.84 10.31 3.12 12.01 15.16
APTUS
Aptus Value Housing Finance India Limited
-3.26 1.41% 228.76 16.62 - 10.15 3.11 15.27

Reports Covered

Stock Research & News

Profile

Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the construction of residential and commercial properties, as well as lease rental discounting to developers and high-net-worth individuals; real estate investment trusts REITs, and sovereign wealth funds and corporations. Bajaj Housing Finance Limited was formerly known as Bajaj Financial Solutions Limited and changed its name to Bajaj Housing Finance Limited in November 2014. The company was incorporated in 2008 and is headquartered in Pune, India. Bajaj Housing Finance Limited operates as a subsidiary of Bajaj Finance Limited.

Bajaj Housing Finance

Cerebrum IT Park, B2 Building, 5th Floor, Pune, India, 411014

Key Executives

Name Title Year Born
Mr. Atul Jain MD & Non-Independent Executive Director 1971
Mr. Gaurav Kalani C.A. Chief Financial Officer NA
Mr. Atul Patni Company Secretary & Compliance Officer NA
Mr. Gagandeep Malhotra Executive Vice President of Credit & Operations NA
Ms. Sayantani Dutta Chief of Human Resources & Administration NA
Mr. Amit Kumar Yadav Chief Compliance Officer NA
Mr. Niraj Adiani C.A. Executive VP of Risk & Chief Risk Officer NA
Mr. Anurag Jain Executive Vice President of Information Technology NA
Mr. Vipin Arora C.A. Senior Executive Vice President of CRE NA
Mr. Naman Agarwal Senior Head of Corporate Audit Services NA

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