Aptus Value Housing Finance India Limited

Financial Services IN APTUS

228.76INR
-3.26(1.41%)

Last update at 2026-03-11T09:46:00Z

Day Range

228.02235.22
LowHigh

52 Week Range

264.10361.53
LowHigh

Fundamentals

  • Previous Close 232.02
  • Market Cap140102.34M
  • Volume1715446
  • P/E Ratio16.62
  • Dividend Yield1.56%
  • Revenue TTM13797.16M
  • Revenue Per Share TTM27.62
  • Gross Profit TTM 13791.10M
  • Diluted EPS TTM16.83

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Income before tax 9748.39M 7931.56M 6537.20M 4800.16M 3450.91M
Minority interest - - - - -
Net income 7512.46M 6118.96M 5030.15M 3701.40M 2669.45M
Selling general administrative 1770.60M 54.64M 1213.14M 23.64M 20.86M
Selling and marketing expenses 3.72M 5.45M 5.22M 3.13M 0.98M
Gross profit 12295.70M 10289.88M 8082.92M 6316.31M 4516.75M
Reconciled depreciation 120.62M 93.10M 72.13M 66.12M 56.85M
Ebit 15164.20M 11808.26M 9297.10M 6886.22M 5512.49M
Ebitda 15284.82M 11901.36M 9369.23M 6952.34M 5569.33M
Depreciation and amortization 120.62M 93.10M 72.13M 66.12M 56.84M
Non operating income net other - - - - -
Operating income 15289.00M 8223.29M 9357.22M 6929.75M 5546.27M
Other operating expenses 8235.63M 2066.59M 1921.07M 3602.01M 3131.18M
Interest expense 5405.15M 3878.57M 2759.12M 2085.86M 2065.34M
Tax provision 2235.93M 1812.60M 1507.05M 1098.76M 781.47M
Interest income 16695.84M 13198.59M 10584.00M 7916.68M 6238.89M
Net interest income 11290.69M 9320.02M 7824.89M 5830.81M 4173.55M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 2235.93M 1812.60M 1507.05M 1098.76M 781.47M
Total revenue 17984.02M 10289.88M 11278.29M 8402.17M 6582.09M
Total operating expenses 1770.60M 2066.59M 2040.06M 846.69M 714.81M
Cost of revenue - 115.81M 91.54M 2085.86M 2065.34M
Total other income expense net -5540.61500M -291.73600M -2820.02000M -2129.58700M -2095.36000M
Discontinued operations - - - - -
Net income from continuing ops 7512.46M 6118.96M 5030.15M 3701.40M 2669.44M
Net income applicable to common shares - - - 3701.40M 2669.45M
Preferred stock and other adjustments - - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 112434.08M 90046.13M 71761.17M 56840.42M 45201.65M
Intangible assets 10.14M 13.05M 8.41M 6.17M 2.68M
Earning assets - - - - -
Other current assets 1175.96M 56.24M - 51039.37M 40165.40M
Total liab 69267.56M 52366.89M 38367.86M 27678.80M 25407.11M
Total stockholder equity 43166.52M 37679.24M 33393.31M 29161.62M 19794.54M
Deferred long term liab - - - - -
Other current liab 406.42M -12479.34200M -175.06400M -78.96700M -18.81000M
Common stock 999.63M 997.85M 996.06M 993.84M 949.33M
Capital stock 999.63M 997.85M 996.06M 993.84M 949.33M
Retained earnings 18101.76M 14338.54M 14872.67M 8406.83M 5446.71M
Other liab - - - 40.99M 33.02M
Good will - - - - -
Other assets - -571.23400M 67140.53M 52668.78M 40878.69M
Cash 1322.10M 3361.30M 4600.11M 4439.92M 4323.54M
Cash and equivalents - - - - -
Total current liabilities 20211.15M 169.33M 175.06M 78.97M 18.81M
Current deferred revenue 20.77M 17.09M - - -
Net debt 64231.00M 48509.85M 33358.10M 22844.37M 20827.12M
Short term debt 19748.48M 12614.02M - - -
Short long term debt - - - - -
Short long term debt total 68468.43M 51996.12M 37958.21M 27284.28M 25150.66M
Other stockholder equity 17697.26M 17521.86M -15868.72900M 19760.96M 13398.50M
Property plant equipment - - - 113.49M 92.89M
Total current assets 4535.65M 3417.79M 4467.89M 4051.99M 4227.40M
Long term investments 906.48M 675.83M 798.31M 1221.98M 527.52M
Net tangible assets - - - 29155.46M 19791.84M
Short term investments 1703.76M 161.09M -132.22100M -387.92100M -96.14100M
Net receivables 333.83M 0.26M - 150.36M 89.63M
Long term debt - - - - -
Inventory - 3501.68M - -51189.73100M -40255.03000M
Accounts payable 35.48M 34.65M 175.06M 78.97M 18.81M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 6367.86M 4820.99M - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 105285.45M 85210.42M -152.74600M -119.65200M -95.56400M
Deferred long term asset charges - - - - -
Non current assets total 107898.43M 86378.47M 152.75M 119.65M 95.56M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Investments 131.25M 207.07M 356.92M -741.65000M 504.43M
Change to liabilities - - - 60.13M 11.97M
Total cashflows from investing activities -900.21700M 207.07M 356.92M -620.38100M 647.58M
Net borrowings - - - 2064.87M 4920.68M
Total cash from financing activities 14613.90M 12243.12M 9780.29M 7680.24M 4949.12M
Change to operating activities - - - -11250.65900M -8779.20900M
Net income 7512.46M 6118.96M 6537.20M 4800.16M 3450.91M
Change in cash -335.44100M -1106.59500M -333.87600M -175.40400M -612.94000M
Begin period cash flow 3361.30M 4467.89M 4051.99M 4227.40M 4840.34M
End period cash flow 3025.86M 3361.30M 3718.12M 4051.99M 4227.40M
Total cash from operating activities -14049.12000M -13556.78600M -10471.09000M -7235.26700M -6209.64000M
Issuance of capital stock 153.22M 125.12M 152.86M 5809.67M 35.63M
Depreciation 120.62M 93.10M 72.13M 66.12M 56.85M
Other cashflows from investing activities -824.19200M 255.94M -387.50900M -207.70000M 1034.92M
Dividends paid -2246.79600M -1994.00400M 995.99M 995.99M -
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - - 8708.22M 995.99M -
Other cashflows from financing activities -20.23700M -80.86600M 10776.28M -234.99100M -41.46000M
Change to netincome - - - 187.74M -168.68700M
Capital expenditures 69.09M 48.86M 33.09M 36.52M 14.04M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -21467.00500M -19516.08300M -15520.93800M -11190.52800M -8767.26000M
Stock based compensation 68.53M 35.23M 45.86M 43.77M 0.46M
Other non cash items -283.73300M -287.98300M 2481.23M 1979.94M 1919.63M
Free cash flow -14118.20600M -13605.64900M -10504.18400M -7271.79100M -6223.68000M

Peer Comparison

Sector: Financial Services Industry: Mortgage Finance

Company Change (INR) Price (INR) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
APTUS
Aptus Value Housing Finance India Limited
-3.26 1.41% 228.76 16.62 - 10.15 3.11 15.27
BAJAJHFL
Bajaj Housing Finance
-0.94 1.11% 83.66 33.88 - 21.82 3.77 17.45 54.76
LICHSGFIN
LIC Housing Finance Limited
-7.55 1.47% 504.95 5.24 5.42 3.42 0.77 34.37
PNBHOUSING
PNB Housing Finance Limited
-14.4 1.82% 776.90 11.89 9.61 7.07 1.46 22.99
AADHARHFC
Aadhar Housing Finance Ltd
2.00 0.42% 482.10 21.74 19.84 10.31 3.12 12.01 15.16

Reports Covered

Stock Research & News

Profile

Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions in India. The company offers home and quasi-home loans for the purchase, construction, renovation, and extension of houses; loans against property for construction and purchase of houses; and secured, small business, and refinance loans. It also provides life, credit shield, and property insurance products. The company serves individual homebuyers; low and middle income salaried and self-employed individuals; and first-time homeowners from rural and semi-urban areas. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.

Aptus Value Housing Finance India Limited

No. 8B, Doshi Towers, Chennai, India, 600010

Key Executives

Name Title Year Born
Mr. M. Anandan Chairman & MD 1951
Mr. P. Balaji Sarathy CFO & Exec. Director 1971
Mr. Sanin Panicker Company Sec. & Compliance Officer NA
Mr. Joycelyn Prakash Rayen B.Sc., MCA Chief Technology Officer 1970
Ms. Aarthi Gopalan Assistant VP of Human Resource NA
Mr. G. Subramaniam Exec. Director and Chief of Bus. & Risk NA
S. V. Balasubramanian Exec. VP NA
Mr. C. T. Manoharan Exec. VP of Bus. Devel. NA
Mr. D. Sarath Chandran Exec. VP of Collections & Technical NA
Mr. Amit N. Kothari Sr. VP of Fin. NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.