Aadhar Housing Finance Ltd

Financial Services IN AADHARHFC

482.1INR
2.00(0.42%)

Last update at 2026-03-11T09:25:00Z

Day Range

473.40486.00
LowHigh

52 Week Range

346.05547.80
LowHigh

Fundamentals

  • Previous Close 480.10
  • Market Cap211041.91M
  • Volume158694
  • P/E Ratio21.74
  • Dividend Yield-%
  • Revenue TTM20476.80M
  • Revenue Per Share TTM47.47
  • Gross Profit TTM 20088.40M
  • Diluted EPS TTM22.38

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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Type yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Income before tax 11732.60M 9595.90M 6958.20M 5673.60M
Minority interest - - - -
Net income 9118.30M 7496.40M 5447.60M 4448.50M
Selling general administrative 411.90M 370.80M 318.90M 219.80M
Selling and marketing expenses 327.20M 206.00M 140.80M 52.40M
Gross profit 24177.60M 20005.20M 15931.40M 13935.60M
Reconciled depreciation 252.40M 209.80M 164.90M 132.50M
Ebit 23313.40M 19310.90M 14793.80M 13055.10M
Ebitda 23565.80M 19520.70M 14958.70M 13187.60M
Depreciation and amortization 252.40M 209.80M 164.90M 132.50M
Non operating income net other - - - -
Operating income 21306.30M 17550.90M 14067.10M 12607.30M
Other operating expenses 7045.40M 5991.40M 4743.00M 3511.20M
Interest expense 11580.80M 9715.00M 7835.60M 7381.50M
Tax provision 2614.30M 2099.50M 1510.60M 1225.10M
Interest income - - - -
Net interest income - - -7991.90000M -7612.00000M
Extraordinary items - - - -
Non recurring - - - -
Other items - - - -
Income tax expense 2614.30M 2099.50M 1510.60M 1225.10M
Total revenue 28351.70M 23542.30M 18810.10M 16118.50M
Total operating expenses 2871.30M 2454.30M 1864.30M 1328.30M
Cost of revenue 4174.10M 3537.10M 2878.70M 2182.90M
Total other income expense net -9573.70000M -7955.00000M -7108.90000M -6933.70000M
Discontinued operations - - - -
Net income from continuing ops 9118.30M 7496.40M 5447.60M 4448.50M
Net income applicable to common shares - - - -
Preferred stock and other adjustments - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 232239.60M 190930.60M 166178.70M 143758.10M 136303.30M
Intangible assets 25.50M 50.90M 2.90M 7.90M 12.70M
Earning assets - - - - -
Other current assets - 892.60M 429.10M 364.90M 426.50M
Total liab 168516.70M 146433.10M 129202.10M 112291.20M 109375.10M
Total stockholder equity 63722.90M 44497.50M 36976.60M 31466.90M 26928.20M
Deferred long term liab - - - - -
Other current liab 256.50M 5327.70M 88.70M 79.20M 62.30M
Common stock - 3947.60M - - -
Capital stock 4313.80M - 3947.60M 3947.60M 3947.60M
Retained earnings - 16520.40M 11266.00M 7447.60M 4311.00M
Other liab - - - - -
Good will - - - - -
Other assets - - - - -
Cash 8783.70M 3562.60M 4051.40M 5741.70M 3835.00M
Cash and equivalents - - - - -
Total current liabilities 1515.80M 25232.50M 30218.70M 19624.80M 27470.00M
Current deferred revenue - - - - -
Net debt 154435.10M 136021.80M 117451.90M 100924.30M 99504.10M
Short term debt - 18818.40M - - -
Short long term debt - - 22924.10M 14564.40M 22084.30M
Short long term debt total - 139584.40M - - -
Other stockholder equity - 24029.50M - - -
Property plant equipment - - - - -
Total current assets 222452.00M 40352.50M 36365.40M 33726.20M 44212.30M
Long term investments - - - - -
Net tangible assets - - - - -
Short term investments 8450.10M 8457.80M 13130.30M 12641.00M 23464.30M
Net receivables 252.80M 27439.50M 79.70M 51.90M 27.20M
Long term debt 163218.80M - 98579.20M 92101.60M 81254.80M
Inventory - - - - -
Accounts payable 1259.30M 1086.40M 805.00M 510.00M 386.80M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 258.00M 149776.00M 68.90M 7.00M 3.20M
Deferred long term asset charges - - - - -
Non current assets total 9787.60M 150578.10M 129813.30M 110031.90M 92091.00M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Type yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31
Investments 1595.30M 7231.30M -4765.30000M 8225.70M
Change to liabilities - - - -
Total cashflows from investing activities 1595.30M 7231.30M -4765.30000M 8225.70M
Net borrowings - - - -
Total cash from financing activities 33892.30M 17780.90M 14631.90M 2748.50M
Change to operating activities - - - -
Net income 11732.60M 9595.90M 6958.20M 5673.60M
Change in cash 5221.10M -488.80000M -1690.30000M 1906.70M
Begin period cash flow 3562.60M 4051.40M 5741.70M 3835.00M
End period cash flow 8783.70M 3562.60M 4051.40M 5741.70M
Total cash from operating activities -30266.50000M -25501.00000M -11556.90000M -9067.50000M
Issuance of capital stock 10360.70M 0.00000M 0.00000M 0.00000M
Depreciation 252.40M 209.80M 164.90M 132.50M
Other cashflows from investing activities 1280.90M 1032.20M 3.70M 0.60M
Dividends paid - - - -
Change to inventory - - - -
Change to account receivables -57.50000M -115.60000M -27.80000M -24.70000M
Sale purchase of stock - - - -
Other cashflows from financing activities -212.10000M -295.40000M -221.00000M -459.30000M
Change to netincome - - - -
Capital expenditures 148.00M 154.40M 104.40M 118.10M
Change receivables - - - -
Cash flows other operating - - - -
Exchange rate changes - - - -
Cash and cash equivalents changes - - - -
Change in working capital -2876.90000M -1553.20000M 1753.20M -1154.80000M
Stock based compensation 110.20M 20.30M 56.30M 76.70M
Other non cash items -39484.80000M -33773.80000M -20489.50000M -13795.50000M
Free cash flow -30414.50000M -25655.40000M -11661.30000M -9185.60000M

Peer Comparison

Sector: Financial Services Industry: Mortgage Finance

Company Change (INR) Price (INR) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
AADHARHFC
Aadhar Housing Finance Ltd
2.00 0.42% 482.10 21.74 19.84 10.31 3.12 12.01 15.16
BAJAJHFL
Bajaj Housing Finance
-0.94 1.11% 83.66 33.88 - 21.82 3.77 17.45 54.76
LICHSGFIN
LIC Housing Finance Limited
-7.55 1.47% 504.95 5.24 5.42 3.42 0.77 34.37
PNBHOUSING
PNB Housing Finance Limited
-14.4 1.82% 776.90 11.89 9.61 7.07 1.46 22.99
APTUS
Aptus Value Housing Finance India Limited
-3.26 1.41% 228.76 16.62 - 10.15 3.11 15.27

Reports Covered

Stock Research & News

Profile

Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It also provides loans against property; and other property related service. The company serves individuals, companies, corporations, societies, and association of persons. The company was formerly known as DHFL Vysya Housing Finance Limited and changed its name to Aadhar Housing Finance Limited in August 2017. The company was incorporated in 1990 and is based in Mumbai, India. Aadhar Housing Finance Limited is a subsidiary of Bcp Topco VII Pte. Ltd.

Aadhar Housing Finance Ltd

Natraj by Rustomjee, Mumbai, India, 400069

Key Executives

Name Title Year Born
Mr. Rishi Anand MD, CEO & Director 1972
Mr. Deo Shankar Tripathi Executive Vice Chairman 1953
Mr. Rajesh Viswanathan Chief Financial Officer 1972
Ms. Harshada Shashank Pathak Company Secretary & Compliance Officer 1981
Mr. S. R. Hegde President NA
Mr. Shrikant Patil Head of Technical NA
Mr. Brijesh Kumar Goswami Head of Administration NA
Mr. Pratik Rajendra Jariwala Chief Compliance Officer NA
Mr. Suraj Jayaram Shetty Head of Legal NA
Mr. Noel Mascarenhas Head of Marketing NA

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