Riverview Bancorp Inc

Financial Services US RVSB

5.26USD
-0.1(1.87%)

Last update at 2026-03-10T20:02:00Z

Day Range

5.255.39
LowHigh

52 Week Range

3.376.42
LowHigh

Fundamentals

  • Previous Close 5.36
  • Market Cap80.01M
  • Volume64095
  • P/E Ratio21.06
  • Dividend Yield6.22%
  • Revenue TTM48.33M
  • Revenue Per Share TTM2.29
  • Gross Profit TTM 65.49M
  • Diluted EPS TTM0.18

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-03-31 2022-03-31 2021-03-31 2020-03-31 2019-03-31
Type yearly yearly yearly yearly yearly
Date 2023-03-31 2022-03-31 2021-03-31 2020-03-31 2019-03-31
Income before tax 23.68M 28.28M 13.45M 20.58M 22.41M
Minority interest - - - - -
Net income 18.07M 21.82M 10.47M 15.75M 17.27M
Selling general administrative 24.52M 27.21M 25.85M 25.84M 25.47M
Selling and marketing expenses 0.92M 0.61M 0.47M 0.86M 0.77M
Gross profit 63.80M 60.37M 56.01M 58.09M 58.16M
Reconciled depreciation 0.12M 0.12M 0.14M 2.96M 2.72M
Ebit 27.74M 33.87M 13.45M 20.58M 27.76M
Ebitda 27.86M 34.00M 13.59M 20.74M 27.95M
Depreciation and amortization 0.12M 0.12M 0.14M 0.16M 0.18M
Non operating income net other - - - - -
Operating income 27.74M 33.87M 13.45M 20.58M 25.23M
Other operating expenses -36.06100M -26.49700M -42.55400M -37.51300M 32.93M
Interest expense 4.06M 2.20M 3.43M 4.76M 2.81M
Tax provision 5.61M 6.46M 2.98M 4.83M 5.15M
Interest income 55.67M 49.83M 48.34M 50.49M 49.12M
Net interest income 51.61M 47.62M 44.92M 45.73M 46.30M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 5.61M 6.46M 2.98M 4.83M 5.15M
Total revenue 63.80M 60.37M 56.01M 58.09M 58.16M
Total operating expenses -36.06100M -26.49700M -42.55400M -37.51300M -32.93400M
Cost of revenue - - - - -
Total other income expense net -4.06000M -5.59600M -3.42700M -4.76400M -2.81500M
Discontinued operations - - - - -
Net income from continuing ops 18.07M 21.82M 10.47M 15.75M 17.27M
Net income applicable to common shares 18.07M 21.82M 10.47M 15.75M 17.27M
Preferred stock and other adjustments - - - - -
Breakdown 2024-03-31 2023-03-31 2022-03-31 2021-03-31 2020-03-31
Type yearly yearly yearly yearly yearly
Date 2024-03-31 2023-03-31 2022-03-31 2021-03-31 2020-03-31
Total assets 1521.53M 1589.71M 1740.10M 1549.16M 1180.81M
Intangible assets 0.27M 0.38M 0.53M 0.70M 0.95M
Earning assets - - - - 180.42M
Other current assets 28.06M 0.25M 862.98M 759.05M 793.17M
Total liab 1365.94M 152.90M 1582.85M 29.08M 29.03M
Total stockholder equity 155.59M 155.24M 157.25M 151.59M 148.84M
Deferred long term liab - - - - -
Other current liab 558.25M 1265.22M 1533.88M 1346.06M 1005.30M
Common stock 0.21M 0.21M 0.22M 0.22M 0.23M
Capital stock - 0.21M 0.22M 0.22M 0.23M
Retained earnings 116.50M 117.83M 104.93M 87.88M 81.87M
Other liab - 1.36M 0.56M 0.52M 1.98M
Good will 27.08M 27.08M 27.08M 27.08M 27.08M
Other assets - 846.94M 2205.10M 759.05M 793.17M
Cash 23.64M 22.29M 241.67M 265.66M 42.22M
Cash and equivalents - - - - -
Total current liabilities 558.25M 1404.70M 2.28M 1367.97M 1005.30M
Current deferred revenue - - - - -
Net debt 93.83M 130.61M -212.55700M -236.58000M -13.18600M
Short term debt - 123.75M 2.28M - -
Short long term debt - - - - -
Short long term debt total 117.48M 152.90M 29.12M 29.08M 29.03M
Other stockholder equity 55.00M 55.51M 62.05M 63.65M 64.65M
Property plant equipment - 20.12M 18.52M 17.82M 17.08M
Total current assets 28.06M 238.58M 1275.09M 487.20M 194.21M
Long term investments - 455.34M 418.88M 1179.93M 1047.48M
Net tangible assets - 127.78M 129.68M 123.90M 121.01M
Short term investments - 211.50M 165.78M 216.30M 148.29M
Net receivables - 4.79M 4.65M 5.24M 3.70M
Long term debt - 150.67M 26.83M 26.75M 26.66M
Inventory - - - - -
Accounts payable - 15.73M 1533.88M 21.91M 11.78M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -16.12700M -18.31000M -9.95100M -0.16000M 2.10M
Additional paid in capital - - - - -
Common stock total equity - 0.21M 0.22M 0.22M 0.23M
Preferred stock total equity - - - - -
Retained earnings total equity - 117.83M 104.93M 87.88M 81.87M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 1416.34M -504.19400M -7.50100M -302.91000M -193.42300M
Deferred long term asset charges - - - - -
Non current assets total 1493.47M 504.19M 465.01M 302.91M 193.42M
Capital lease obligations - 2.23M 2.28M 2.33M 2.37M
Long term debt total - 26.92M 26.83M 26.75M 26.66M
Breakdown 2023-03-31 2022-03-31 2021-03-31 2020-03-31 2019-03-31
Type yearly yearly yearly yearly yearly
Date 2023-03-31 2022-03-31 2021-03-31 2020-03-31 2019-03-31
Investments -34.66400M -174.39400M -186.67500M -7.50500M -30.12100M
Change to liabilities -3.55300M -3.07500M 4.13M -6.42700M 2.99M
Total cashflows from investing activities -76.24500M -221.65900M -150.24700M -0.87800M -24.97100M
Net borrowings 123.75M -0.04600M -0.04000M -56.58600M 56.56M
Total cash from financing activities -156.71000M 181.21M 349.52M 3.98M -17.00000M
Change to operating activities -7.15700M -1.73900M 4.52M -3.80500M 2.12M
Net income 18.07M 21.82M 10.47M 15.75M 17.27M
Change in cash -219.38000M -23.98400M 223.44M 19.02M -21.81700M
Begin period cash flow 241.42M 265.41M 41.97M 22.95M 44.77M
End period cash flow 22.04M 241.42M 265.41M 41.97M 22.95M
Total cash from operating activities 13.57M 16.46M 24.17M 15.92M 20.15M
Issuance of capital stock - - - - -
Depreciation 2.69M 3.52M 3.21M 2.96M 2.72M
Other cashflows from investing activities -36.61700M -44.01100M 39.98M 5.13M 6.20M
Dividends paid -5.11700M -4.67000M -4.47800M -4.07500M 3.16M
Change to inventory - - - - -
Change to account receivables -0.14000M 0.59M -1.53200M 0.21M -0.44200M
Sale purchase of stock -6.70600M -1.94000M -1.44700M -1.01900M 0.18M
Other cashflows from financing activities 0.07M 189.87M -0.18200M 0.07M 256.56M
Change to netincome 0.17M -5.08900M 4.74M 0.60M -1.85900M
Capital expenditures 4.96M 3.25M 3.55M 2.95M 1.05M
Change receivables -0.14000M 0.59M -1.53200M 0.21M -0.44200M
Cash flows other operating -3.57700M 0.82M 0.67M 2.67M -1.01500M
Exchange rate changes - - - - -
Cash and cash equivalents changes -219.38000M -23.98400M 223.44M 19.02M -21.81700M
Change in working capital -7.29700M -1.15300M 2.99M -3.59000M 1.68M
Stock based compensation 0.39M 0.32M 0.40M 0.35M 0.04M
Other non cash items -0.13600M -9.05400M 8.53M 1.02M -1.54100M
Free cash flow 8.61M 13.21M 20.61M 12.96M 19.11M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
RVSB
Riverview Bancorp Inc
-0.1 1.87% 5.26 21.06 - 1.74 0.59
HDB
HDFC Bank Limited ADR
-0.24 0.81% 29.48 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.02 0.06% 31.67 6.61 5.68 0.48 0.77 3.43
IBN
ICICI Bank Limited
0.04 0.14% 28.06 17.79 16.95 0.07 3.08
BNPQY
BNP Paribas SA ADR
0.20 0.39% 50.96 8.57 6.56 1.75 0.57

Reports Covered

Stock Research & News

Profile

Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield, and Vancouver, Washington, as well as Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

Riverview Bancorp Inc

900 Washington Street, Vancouver, WA, United States, 98660

Key Executives

Name Title Year Born
Mr. Kevin J. Lycklama Pres, CEO & Director 1978
Mr. David Lam Exec. VP & CFO 1977
Mr. Scott W. Miller Sr. VP of Marketing - Riverview Community Bank NA
Mr. Daniel D. Cox Exec. VP & Chief Credit Officer 1978
Ms. Tracie Jellison Exec. VP & Chief Retail Banking Officer NA
Ms. Teresa L. Baker VP & Corp. Sec. NA
Mr. Steven P. Plambeck Exec. VP & Chief Lending Officer 1960
Mr. Daniel D. Cox Acting President, CEO & COO 1978
Mr. David Lam Executive VP & CFO 1977
Mr. Steven P. Plambeck Executive VP & Chief Lending Officer of Riverview Bank 1960

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