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Lexinfintech Holdings Ltd

Financial Services US LX

5.85USD
0.11(1.92%)

Last update at 2024-12-19T18:51:00Z

Day Range

5.635.89
LowHigh

52 Week Range

1.562.74
LowHigh

Fundamentals

  • Previous Close 5.74
  • Market Cap305.81M
  • Volume1860839
  • P/E Ratio2.33
  • Dividend Yield9.73%
  • EBITDA2304.79M
  • Revenue TTM13316.11M
  • Revenue Per Share TTM80.90
  • Gross Profit TTM 3499.90M
  • Diluted EPS TTM0.80

Analyst Recommendations

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 1028.57M 2769.53M 685.61M 2706.51M 2109.53M
Minority interest -6.17700M -0.19300M 40.00M 40.00M 40.00M
Net income 819.75M 2333.92M 594.98M 2294.55M 1977.31M
Selling general administrative 431.57M 470.66M 451.28M 412.12M 279.86M
Selling and marketing expenses 1685.44M 1658.90M 1274.40M 1538.70M 589.98M
Gross profit 3034.72M 5749.27M 3633.07M 4994.10M 3011.94M
Reconciled depreciation 148.14M 145.30M 107.29M 87.84M 30.40M
Ebit -347.81300M 3038.60M 1424.57M 2699.49M 1590.97M
Ebitda 395.77M 3183.90M 1531.86M 2787.33M 1621.37M
Depreciation and amortization 743.58M 145.30M 107.29M 87.84M 30.40M
Non operating income net other - - - 0.00000M 0.00000M
Operating income -347.81300M 3038.60M 1424.57M 2699.49M 1798.87M
Other operating expenses 9531.36M 8310.10M 10212.14M 7976.22M 5774.96M
Interest expense 55.64M 63.12M 77.54M 39.22M 23.06M
Tax provision 202.64M 435.42M 90.63M 411.96M 132.22M
Interest income - - - 199.26M 192.72M
Net interest income -55.63600M -63.12500M -77.54200M -39.21500M -23.05900M
Extraordinary items - - - 0.00000M 0.00000M
Non recurring - - - 0.00000M 0.00000M
Other items - - - 0.00000M 0.00000M
Income tax expense 202.64M 435.42M 90.63M 411.96M 132.22M
Total revenue 9865.81M 11380.52M 11645.25M 10603.51M 7596.90M
Total operating expenses 2700.27M 2678.85M 2199.95M 2366.81M 1190.01M
Cost of revenue 6831.10M 5631.25M 8012.19M 5609.41M 4584.96M
Total other income expense net 1376.38M -269.06600M -738.96200M 7.02M 310.65M
Discontinued operations - - - 0.00000M 0.00000M
Net income from continuing ops 825.93M 2334.12M 594.98M 2294.55M 1977.31M
Net income applicable to common shares 819.75M 2333.92M 594.98M 2294.55M 1977.31M
Preferred stock and other adjustments - - - 0.00000M 0.00000M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 23140.79M 22770.70M 21026.19M 20345.17M 19236.29M
Intangible assets 897.27M 931.67M 966.07M 1000.47M 0.00000M
Earning assets - - - - -
Other current assets 9731.71M 5935.34M 9313.67M 8670.39M 6352.07M
Total liab 13430.71M 14121.95M 12958.39M 14814.43M 12636.75M
Total stockholder equity 9710.08M 8648.75M 8027.62M 5490.74M 6599.54M
Deferred long term liab - - - - 0.00000M
Other current liab 5096.90M 3944.24M 4850.45M 4769.13M 3782.86M
Common stock 0.24M 0.24M 0.24M 0.23M 0.23M
Capital stock 0.24M 0.24M 0.24M 0.23M 0.23M
Retained earnings 5740.61M 4894.27M 4195.79M 2113.96M 3734.40M
Other liab - 52.56M 54.34M 21.05M 309.65M
Good will - - - - 0.00000M
Other assets - 2963.63M 2499.24M 2074.26M 1467.02M
Cash 2624.72M 1494.15M 2664.13M 1563.76M 2085.23M
Cash and equivalents - - - - -
Total current liabilities 12324.60M 12481.92M 10187.12M 12019.67M 9802.62M
Current deferred revenue 1575.00M 894.86M 419.84M 694.58M 84.70M
Net debt 2886.95M 7607.23M 4816.53M 7695.28M 6144.63M
Short term debt 4531.60M 7616.84M 4901.12M 6513.00M 5733.22M
Short long term debt 4490.66M 7616.84M 4901.12M 6513.00M 5733.22M
Short long term debt total 5511.67M 9101.38M 7480.66M 9259.04M 8229.86M
Other stockholder equity 2876.20M 2752.49M 2918.99M 2724.01M 2519.89M
Property plant equipment - 284.59M 195.33M 125.69M 92.55M
Total current assets 18503.02M 17782.11M 16655.36M 16418.18M 16506.32M
Long term investments 255.00M 348.38M 469.06M 521.80M 511.61M
Net tangible assets - 7717.08M 7061.55M 4490.27M 6599.54M
Short term investments 200.00M 270.00M - - 0.00000M
Net receivables 4925.32M 10298.70M 4629.74M 6136.87M 7962.23M
Long term debt 980.07M 1484.54M 2579.54M 2746.04M 2496.65M
Inventory 33.60M 53.92M 47.82M 47.17M 106.78M
Accounts payable 1121.10M 25.97M 15.71M 42.96M 201.84M
Total permanent equity - - - - 0.00000M
Noncontrolling interest in consolidated entity - - - - 0.00000M
Temporary equity redeemable noncontrolling interests - - - - 0.00000M
Accumulated other comprehensive income 1093.03M 1001.75M 912.60M 652.54M 345.02M
Additional paid in capital - - - - 0.00000M
Common stock total equity - - - 0.23M 0.23M
Preferred stock total equity - - - - 0.00000M
Retained earnings total equity - - - - 0.00000M
Treasury stock - - - - 0.00000M
Accumulated amortization - - - - 0.00000M
Non currrent assets other 1806.77M 2282.20M 1563.49M 1531.69M 545.31M
Deferred long term asset charges - - - - 0.00000M
Non current assets total 4637.77M 4988.60M 4370.83M 3926.98M 2729.98M
Capital lease obligations 40.94M 153.69M 191.03M 73.24M 73.61M
Long term debt total - - - - 2496.65M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -2409.03700M 26.88M -57.50200M -783.57900M 3603.99M
Change to liabilities 0.00000M -301.99500M -946.10800M 65.99M -62.32900M
Total cashflows from investing activities - 414.62M -2136.42900M -783.57900M 3603.99M
Net borrowings 1423.44M -1786.65800M 1185.04M 3063.16M -5673.59500M
Total cash from financing activities 1111.67M -1779.53400M 1233.01M 3058.82M -5617.94100M
Change to operating activities - -724.93300M -3536.08800M -1849.04900M 985.39M
Net income 825.93M 2334.12M 594.98M 2294.55M 1977.31M
Change in cash -1188.63100M 1278.91M -1145.72000M 1488.49M 761.85M
Begin period cash flow 4118.81M 2839.91M 3985.63M 2497.13M 1735.29M
End period cash flow 2930.18M 4118.81M 2839.91M 3985.63M 2497.13M
Total cash from operating activities 98.84M 2667.42M -211.01900M -778.50400M 2794.71M
Issuance of capital stock - 0.00000M 0.00000M 348.26M 170.79M
Depreciation 148.14M 145.30M 107.29M 87.84M 30.40M
Other cashflows from investing activities - 37.04M 182.77M -1622.43100M -336.86200M
Dividends paid - - - 0.00000M 0.00000M
Change to inventory -5.63300M -0.69200M 60.01M -48.57800M 47.79M
Change to account receivables -399.28800M 178.96M 287.66M 36.08M 219.45M
Sale purchase of stock -326.94200M 0.00000M 0.00000M -339.52800M -171.24000M
Other cashflows from financing activities 21236.54M 20532.72M 22598.17M 13457.57M 15979.06M
Change to netincome 1906.26M 1648.29M 4495.76M 1010.95M 795.78M
Capital expenditures 148.82M 121.53M 86.57M 49.87M 54.23M
Change receivables - - - 0.00000M 0.00000M
Cash flows other operating - - - 0.00000M 0.00000M
Exchange rate changes - - - 0.00000M 0.00000M
Cash and cash equivalents changes - - - 0.00000M 0.00000M
Change in working capital -2782.02500M -1500.94400M -5447.49400M -4173.88300M -11.10900M
Stock based compensation 156.32M 187.88M 198.82M 177.26M 122.64M
Other non cash items 1717.14M 1897.32M 4838.90M 775.80M 617.30M
Free cash flow -49.97200M 2545.89M -297.59200M -828.36900M 2740.48M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
LX
Lexinfintech Holdings Ltd		 0.11 1.92% 5.85 2.33 1.98 0.02 0.21 0.07 0.49
V
Visa Inc. Class A		 6.12 1.98% 315.90 31.25 25.97 16.18 13.64 16.19 23.37
MA
Mastercard Inc		 6.79 1.31% 526.75 37.04 29.50 16.14 62.35 16.47 27.24
AXP
American Express Company		 5.95 2.07% 293.73 21.83 20.04 3.53 7.21 4.18 -
PYPL
PayPal Holdings Inc		 1.51 1.77% 86.96 15.53 12.61 2.28 3.23 2.14 9.31

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Profile

LexinFintech Holdings Ltd., together with its subsidiaries, provides online consumer finance services in the People's Republic of China. The company offers Fenqile.com, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also provides technology-driven platform services for financial institution customers and partners to increase revenues, manage financial risks, improve operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.

Lexinfintech Holdings Ltd

CES Tower, Shenzhen, China, 518057

Key Executives

Name Title Year Born
Mr. Wenjie Xiao Chairman & CEO 1983
Mr. Yi Wu Pres & Director 1979
Ms. Rui Sun CFO & Director 1972
Mr. Yong Lu Chief Technology Officer 1974
Ms. Jamie Wang Investor Relations Mang. NA
Mr. Ming Zhao Chief Marketing Officer 1975
Ms. Yunwen Yang Chief HR Officer 1971
Mr. Yan Zeng Sr. Consultant 1968
Mr. Jianbin Huang VP, CEO Assistant & Chairman of Lexin Philanthropy NA
Mr. Qian Qiao Chief Financing Cooperation Officer & Director 1978

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