First Financial Bancorp

Financial Services US FFBC

26.92USD
-0.11(0.41%)

Last update at 2026-03-13T20:00:00Z

Day Range

26.7027.24
LowHigh

52 Week Range

16.8624.34
LowHigh

Fundamentals

  • Previous Close 27.03
  • Market Cap2123.03M
  • Volume621714
  • P/E Ratio9.11
  • Dividend Yield4.07%
  • Revenue TTM776.38M
  • Revenue Per Share TTM8.25
  • Gross Profit TTM 673.25M
  • Diluted EPS TTM2.44

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 241.72M 240.93M 184.41M 242.86M 214.22M
Minority interest - - - - -
Net income 217.61M 205.16M 155.81M 198.07M 172.59M
Selling general administrative 276.56M 285.85M 272.89M 236.18M 224.20M
Selling and marketing expenses 8.74M 7.98M 6.41M 6.91M 7.60M
Gross profit 708.78M 623.62M 645.63M 615.63M 552.62M
Reconciled depreciation 11.19M 9.84M 33.34M 28.14M 24.17M
Ebit 335.21M 240.93M 184.41M 242.86M 305.37M
Ebitda 346.39M 250.77M 195.54M 252.53M 329.54M
Depreciation and amortization 11.19M 9.84M 11.13M 9.67M 24.17M
Non operating income net other - - - - -
Operating income 335.21M 240.93M 184.41M 242.86M 305.37M
Other operating expenses -373.57700M -382.69100M -461.22300M -372.76500M 247.25M
Interest expense 65.86M 31.10M 68.45M 123.32M 91.15M
Tax provision 24.11M 35.77M 28.60M 44.79M 41.63M
Interest income 585.01M 483.22M 524.96M 607.58M 540.38M
Net interest income 519.14M 452.12M 456.51M 484.25M 449.24M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 24.11M 35.77M 28.60M 44.79M 41.63M
Total revenue 708.78M 623.62M 645.63M 615.63M 552.62M
Total operating expenses -373.57700M -382.69100M -461.22300M -372.76500M -247.24900M
Cost of revenue - - - - 0.00000M
Total other income expense net -93.48500M -31.09900M -68.45200M -123.32400M -91.14700M
Discontinued operations - - - - -
Net income from continuing ops 217.61M 205.16M 213.01M 287.65M 255.85M
Net income applicable to common shares 217.61M 205.16M 155.81M 198.07M 172.59M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 17532.90M 17003.32M 16329.14M 15973.13M 14511.62M
Intangible assets 83.95M 93.92M 88.90M 64.55M 76.20M
Earning assets - - - - 2480.93M
Other current assets 1078.74M 96.64M 4868.32M 6268.83M 6217.25M
Total liab 15264.93M 14961.94M 14070.20M 13691.06M 12263.92M
Total stockholder equity 2267.97M 2041.37M 2258.94M 2282.07M 2247.70M
Deferred long term liab - - - - -
Other current liab 8804.19M -1914.09400M -737.21000M -516.26500M -1474.13400M
Common stock 1638.97M 1634.61M 1640.36M 1638.95M 1640.77M
Capital stock 1638.97M 1634.61M 1640.36M 1638.95M 1640.77M
Retained earnings 1136.72M 968.24M 837.47M 720.43M 711.25M
Other liab - 448.37M 397.97M 438.01M 244.99M
Good will 1005.87M 1001.51M 1000.75M 937.77M 937.77M
Other assets - 6528.14M 4868.32M 6268.83M 6217.25M
Cash 1006.02M 595.68M 434.84M 251.36M 257.64M
Cash and equivalents - - - - -
Total current liabilities 9756.74M 1914.09M 737.21M 516.26M 1474.13M
Current deferred revenue - - - - -
Net debt 357.17M 1038.14M 219.99M 524.84M 1307.74M
Short term debt 952.55M 1287.16M 245.00M 166.59M 1151.00M
Short long term debt 937.81M 1287.16M 245.00M 0.00000M 1151.00M
Short long term debt total 1363.19M 1633.83M 654.83M 776.20M 1565.38M
Other stockholder equity -197.89700M -202.80600M -218.45600M -125.97000M -117.63800M
Property plant equipment - 91.74M 73.86M 207.21M 214.51M
Total current assets 1078.74M 5462.10M 5695.04M 4805.31M 3945.93M
Long term investments 3231.39M 3636.83M 4409.24M 13455.86M 9425.58M
Net tangible assets - 945.95M 1169.30M 1279.75M 1233.73M
Short term investments 3021.13M 3409.65M 4207.85M 3424.58M 2852.08M
Net receivables 462.45M 1456.77M 1052.35M 1129.37M 836.21M
Long term debt 342.50M 346.67M 409.83M 776.20M 413.16M
Inventory -249.39300M 0.19M 0.10M 1.29M 2.03M
Accounts payable - 626.94M 492.21M 516.26M 323.13M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -309.81900M -358.66300M -0.43300M 48.66M 13.32M
Additional paid in capital - - - - -
Common stock total equity - 1634.61M 1640.36M 1638.95M 1640.77M
Preferred stock total equity - - - - -
Retained earnings total equity - 968.24M 837.47M 720.43M 711.25M
Treasury stock - -202.80600M -218.45600M -125.97000M -117.63800M
Accumulated amortization - - - - -
Non currrent assets other 448.56M -5013.07300M -5765.78100M -4898.99900M -4348.44400M
Deferred long term asset charges - - - - -
Non current assets total 16454.15M 5013.07M 5765.78M 4899.00M 4348.44M
Capital lease obligations 1.61M 1.70M 1.78M 1.86M 1.21M
Long term debt total - - - - 171.95M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Investments -659.43500M -846.90400M -389.25500M -1190.48100M -181.39800M
Change to liabilities - 170.95M -26.12600M 168.74M 73.51M
Total cashflows from investing activities - -883.10500M -512.33400M -1204.87100M -252.42400M
Net borrowings - 926.93M -333.77300M -790.12300M 115.84M
Total cash from financing activities 219.85M 669.73M 110.85M 1125.35M 30.57M
Change to operating activities - -55.44400M 112.57M -121.62600M -96.71600M
Net income 255.86M 217.61M 205.16M 155.81M 198.07M
Change in cash 5.56M -12.53000M -11.02300M 30.36M -35.53000M
Begin period cash flow 207.50M 220.03M 231.05M 200.69M 236.22M
End period cash flow 213.06M 207.50M 220.03M 231.05M 200.69M
Total cash from operating activities 478.40M 200.85M 390.46M 109.89M 186.33M
Issuance of capital stock - - - - -
Depreciation 37.80M 38.81M 32.14M 33.34M 28.14M
Other cashflows from investing activities - -22.42300M -107.74600M 2.08M -50.09200M
Dividends paid 87.16M 86.61M 87.32M 89.69M 89.10M
Change to inventory - - 113.99M -112.68900M -94.51300M
Change to account receivables -9.56700M -19.13400M 6.46M -9.69700M 2.12M
Sale purchase of stock 0.00000M 0.18M -108.07700M -16.68600M -66.21800M
Other cashflows from financing activities 659.62M 820.35M 769.62M 1913.23M 345.53M
Change to netincome - 13.37M 5.75M 38.85M 39.55M
Capital expenditures 24.14M 43.25M 15.33M 16.47M 20.93M
Change receivables - -19.13400M 6.46M -9.69700M 2.12M
Cash flows other operating - -225.95700M 138.09M -298.20100M -166.48800M
Exchange rate changes - - - - -
Cash and cash equivalents changes - -12.53000M -11.02300M 30.36M -35.53000M
Change in working capital 127.68M -74.57800M 119.03M -131.32300M -94.59900M
Stock based compensation 14.90M 13.38M 9.63M 7.68M 7.97M
Other non cash items 28.80M 9.13M 12.41M 52.77M 34.16M
Free cash flow 454.26M 157.59M 375.13M 93.42M 165.40M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
FFBC
First Financial Bancorp
-0.11 0.41% 26.92 9.11 9.11 2.53 0.89
HDB
HDFC Bank Limited ADR
-0.16 0.56% 28.23 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.248 0.78% 31.41 6.61 5.68 0.48 0.77 3.43
IBN
ICICI Bank Limited
-0.24 0.89% 26.58 17.79 16.95 0.07 3.08
BNPQY
BNP Paribas SA ADR
-1.17 2.37% 48.10 8.57 6.56 1.75 0.57

Reports Covered

Stock Research & News

Profile

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking, savings, and money-market accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; lease and equipment financing services; and currency payments, foreign exchange hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

First Financial Bancorp

255 East Fifth Street, Cincinnati, OH, United States, 45202

Key Executives

Name Title Year Born
Mr. Archie M. Brown Jr. Pres, CEO & Director 1961
Mr. James Michael Anderson Exec. VP & CFO 1972
Mr. John M. Gavigan Exec. VP & COO 1978
Ms. Karen Ball Woods J.D. Exec. VP, Gen. Counsel & Chief Risk Officer 1968
Mr. Richard S. Dennen CPA Exec. VP & Chief Corp. Banking Officer 1967
Mr. Scott T. Crawley CPA First VP, Corp. Controller & Principal Accounting Officer 1981
Mr. Gregory A. Harris Pres of Wealth Management & Affluent Banking 1970
Mr. Roddell McCullough Chief Responsibility Officer NA
Mr. William R. Harrod Exec. VP & Chief Credit Officer 1968
Ms. Amanda N. Neeley Exec. VP and Chief Consumer Banking & Strategy Officer 1981

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.