Hiscox Ltd

Financial Services GB HSX

1471.0GBX
-3.0(0.20%)

Last update at 2026-03-11T15:45:00Z

Day Range

1463.001480.00
LowHigh

52 Week Range

926.031179.58
LowHigh

Fundamentals

  • Previous Close 1474.00
  • Market Cap3638.32M
  • Volume135417
  • P/E Ratio18.07
  • Dividend Yield2.80%
  • EBITDA377.80M
  • Revenue TTM3079.00M
  • Revenue Per Share TTM8.91
  • Gross Profit TTM 443.30M
  • Diluted EPS TTM0.58

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 44.70M 190.80M -268.50000M 53.10M 137.38M
Minority interest - - 1.10M 1.10M 1.10M
Net income 41.70M 189.50M -293.70000M 48.90M 128.00M
Selling general administrative 74.50M 125.40M 121.60M 111.10M 69.71M
Selling and marketing expenses 12.40M 5.60M 65.60M 109.50M 69.71M
Gross profit 3052.80M 3287.70M 3250.30M 3184.40M 550.70M
Reconciled depreciation 60.00M 58.30M 56.80M 44.60M 33.18M
Ebit 92.80M 189.90M -256.50000M 43.70M 172.05M
Ebitda 152.80M 248.20M -199.70000M 88.30M 205.23M
Depreciation and amortization 60.00M 58.30M 56.80M 44.60M 33.18M
Non operating income net other - - - - -
Operating income 92.80M 189.90M -256.50000M 43.70M 183.50M
Other operating expenses 3008.10M 3096.90M 3518.80M 3131.30M 2731.64M
Interest expense 48.10M 50.80M 44.00M 36.60M 34.67M
Tax provision 3.00M 1.30M 25.20M 4.20M 9.38M
Interest income 119.50M 88.10M 107.40M 123.70M 102.95M
Net interest income -48.10000M -50.80000M -44.00000M -36.60000M -34.67300M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 3.00M 1.30M 25.20M 4.20M 9.38M
Total revenue 3052.80M 3287.70M 3250.30M 3184.40M 2869.01M
Total operating expenses -2960.00000M -3097.80000M -3506.80000M -3140.70000M 226.53M
Cost of revenue - - - 2521.00M 2107.80M
Total other income expense net -48.10000M 0.90M -12.00000M 9.40M -17.05000M
Discontinued operations - - - - -
Net income from continuing ops 41.70M 189.50M -293.70000M 48.90M 128.00M
Net income applicable to common shares 41.70M 189.50M -293.70000M 48.90M 117.90M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 13722.20M 13846.50M 13856.20M 12550.80M 10846.31M
Intangible assets 320.40M 313.10M 298.90M 278.00M 196.17M
Earning assets - - - - -
Other current assets - 5977.10M 5615.10M 10967.30M 9235.85M
Total liab 11305.50M 11307.20M 11502.30M 10361.10M 8529.19M
Total stockholder equity 2415.60M 2538.20M 2352.80M 2188.60M 2316.04M
Deferred long term liab - - - - -
Other current liab -381.80000M -1638.40000M -1338.40000M -1422.90000M -41.37300M
Common stock 38.70M 38.70M 38.70M 34.10M 33.99M
Capital stock 38.70M 38.70M 38.70M 34.10M 33.99M
Retained earnings 2248.80M 2272.00M 2068.40M 2410.30M 2552.87M
Other liab - 35.20M 4245.60M 4202.30M 3095.50M
Good will 7.80M 8.30M 8.80M 8.30M 8.43M
Other assets 6001.10M 5977.10M 5615.10M 5342.80M 10846.31M
Cash 1350.90M 1300.70M 1577.20M 1115.90M 1289.21M
Cash and equivalents - - - - -
Total current liabilities 1443.70M 1638.40M 1338.40M 1422.90M 847.99M
Current deferred revenue - - - - -
Net debt -715.00000M -554.20000M -631.10000M -387.70000M -589.74500M
Short term debt 7.10M 2.80M 2.80M 2.60M 2.35M
Short long term debt 7.10M 2.80M 2.80M 2.60M 2.35M
Short long term debt total 635.90M 746.50M 946.10M 728.20M 699.47M
Other stockholder equity 128.10M 227.50M 245.70M -255.80000M -270.80800M
Property plant equipment 133.10M 90.40M 109.40M 128.40M 61.40M
Total current assets 1396.20M 1351.60M 1640.40M 1177.10M 10580.25M
Long term investments 5817.70M 6047.00M 6121.70M 5547.60M 5039.24M
Net tangible assets 2095.20M 2225.10M 2053.90M 1910.60M 2053.30M
Short term investments 45.30M 50.90M 63.20M 61.20M 55.18M
Net receivables 1532.50M 4.90M 972.60M 972.40M 830.90M
Long term debt 628.80M 743.70M 943.30M 725.60M 697.12M
Inventory - - - - -
Accounts payable 1818.40M 1635.60M 1335.60M 1420.30M 845.64M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - -77.90000M -75.70000M -52.80400M
Additional paid in capital - - - - -
Common stock total equity - - 38.70M 34.10M 33.99M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -6324.90000M -6517.80000M -6600.70000M -6030.90000M -5099.91200M
Deferred long term asset charges - - - - -
Non current assets total 6324.90M 6517.80M 6600.70M 6030.90M 266.06M
Capital lease obligations 79.90M 46.50M 59.70M 71.40M -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -81.90000M -36.60000M -52.70000M -97.30000M -59.63100M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -81.90000M -36.60000M -52.70000M -97.30000M -59.60000M
Net borrowings -71.20000M -207.10000M 166.10M -15.50000M 380.30M
Total cash from financing activities -190.90000M -246.20000M 592.80M -123.50000M 202.15M
Change to operating activities 23.40M -300.60000M 192.20M 23.90M 126.30M
Net income 44.70M 190.80M -268.50000M 53.10M 137.38M
Change in cash 50.20M -276.50000M 461.30M -172.90000M 421.08M
Begin period cash flow 1300.70M 1577.20M 1115.90M 1288.80M 867.77M
End period cash flow 1350.90M 1300.70M 1577.20M 1115.90M 1288.85M
Total cash from operating activities 373.40M 16.60M -117.10000M 39.50M 300.47M
Issuance of capital stock 0.10M 0.10M 450.60M 3.60M 4.05M
Depreciation 60.00M 58.30M 56.80M 44.60M 33.18M
Other cashflows from investing activities - - 18.80M - -
Dividends paid 119.80M 39.20M 39.20M 111.60M 105.70M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - 0.00000M -23.90000M 3.60M -76.47400M
Other cashflows from financing activities 265.40M -11.40000M 455.50M -15.50000M 380.26M
Change to netincome 248.30M 69.40M -69.00000M -76.40000M 23.00M
Capital expenditures 82.80M 58.90M 71.50M 97.30M 59.63M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 23.40M -300.60000M 192.20M 23.90M 124.50M
Stock based compensation 27.20M 24.00M 10.30M 3.60M -3.63800M
Other non cash items 218.10M 50.80M 44.00M 36.60M 9.05M
Free cash flow 290.60M -42.30000M -188.60000M -57.80000M 240.84M

Peer Comparison

Sector: Financial Services Industry: Insurance - Property & Casualty

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
HSX
Hiscox Ltd
-3.0 0.20% 1471.00 18.07 7.24 1.19 1.60 0.94
ADM
Admiral Group PLC
-14.0 0.44% 3146.00 10.59 12.92 1.63 6.19 1.94
HUW
Helios Underwriting PLC
3.50 1.75% 203.50 30.50 5.62 0.64 0.99 0.55
PGH
Personal Group Holdings PLC
-11.8 3.83% 296.20 - 12.12 0.57 1.82 0.40

Reports Covered

Stock Research & News

Profile

Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services in the United Kingdom, Europe, the United States, and internationally. The company operates through four segments: Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and Corporate Centre. It offers commercial insurance for small-and medium-sized businesses; and personal lines cover, including high-value household, fine art, luxury motor, classic car, and partners and direct-to-consumer using both traditional and digital trading models. The company also provides property insurance; marine and energy insurance; aviation insurance; casualty insurance; specialty insurance; kidnap and ransom insurance; and other specialty insurance, such as contingency, terrorism, personal accident, and product recall. In addition, it offers healthcare and casualty reinsurance services, as well as investment services. Hiscox Ltd was founded in 1901 and is headquartered in Pembroke, Bermuda.

Hiscox Ltd

Chesney House, Pembroke, Bermuda, HM 08

Key Executives

Name Title Year Born
Mr. Hamayou Akbar Hussain Group CEO & Exec. Director 1973
Mr. Bronislaw Edmund Masojada Chairman of Direct Asia 1961
Mr. Paul David Cooper Group CFO & Exec. Director 1972
Mr. Stephane Flaquet Group Chief Operations & Technology Officer NA
Mr. James Millard CFA Chief Investment Officer NA
Dr. Yana O'Sullivan Group Head of Investor Relations NA
Jason Jones Group Compliance & Audit Director NA
Mr. Marc Wetherhill Group Gen. Counsel & Company Sec. 1973
Ms. Kylie O'Connor Group Communications Director NA
Ms. Regine Fiddler Chief Marketing Officer NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.