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Banco Bilbao Vizcaya Argentaria S.A

Financial Services GB BVA

18.95GBX
-(-%)

Last update at 2026-03-10T18:39:00Z

Day Range

18.5019.56
LowHigh

52 Week Range

9.5522.40
LowHigh

Fundamentals

  • Previous Close 18.95
  • Market Cap109796.59M
  • Volume1935992
  • P/E Ratio0.11
  • Dividend Yield5.10%
  • Revenue TTM31648.00M
  • Revenue Per Share TTM5.51
  • Gross Profit TTM 31648.00M
  • Diluted EPS TTM1.76

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2023-09-30 2023-06-30
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2023-09-30 2023-06-30
Income before tax 16227.00M 15405.00M 12419.00M 12133.00M 11754.00M
Minority interest -615.00000M -521.00000M -397.00000M -470.00000M -556.00000M
Net income 10511.00M 10054.00M 8019.00M 7586.00M 7341.00M
Selling general administrative 12811.00M 11799.00M 10633.00M 10788.00M 10377.00M
Selling and marketing expenses - 441.00M 349.00M - -
Gross profit 34039.00M 31570.00M 28966.00M - -
Reconciled depreciation 1521.00M 1533.00M 1403.00M 1392.00M 1352.00M
Ebit 16227.00M 22941.00M 12393.00M - -
Ebitda 17748.00M 24474.00M 13793.00M - -
Depreciation and amortization 1521.00M 1533.00M 1400.00M - -
Non operating income net other - - - - -
Operating income 16227.00M 22941.00M 18961.00M - -
Other operating expenses 20703.00M 13712.00M 11857.00M - -
Interest expense 32065.00M 36394.00M 24760.00M 21834.00M 17901.00M
Tax provision 5100.00M 4830.00M 4003.00M 4078.00M 3857.00M
Interest income 26280.00M 25267.00M 23089.00M 45043.00M 39925.00M
Net interest income 26280.00M 25267.00M 23089.00M 23206.00M 22025.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 5100.00M 4830.00M 4003.00M - -
Total revenue 36930.00M 31570.00M 27162.00M 32705.00M 31097.00M
Total operating expenses 17874.00M 13712.00M 16547.00M - -
Cost of revenue 32065.00M 41997.00M 29222.00M - -
Total other income expense net -62.00000M -7536.00000M -6542.00000M - -
Discontinued operations - - - - -
Net income from continuing ops 11126.00M 10575.00M 8416.00M 8056.00M 7897.00M
Net income applicable to common shares - - - - -
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 859576.00M 772402.00M 775558.00M 713140.00M 662885.00M
Intangible assets - 1790.00M 1568.00M 1449.00M 1379.00M
Earning assets - - - - -
Other current assets 29263.00M -22198.00000M -21328.00000M 74245.00M 279440.00M
Total liab 797776.00M 712388.00M 720293.00M 662523.00M 614125.00M
Total stockholder equity 57357.00M 55655.00M 51701.00M 46993.00M 43907.00M
Deferred long term liab - - - - -
Other current liab 633093.00M 487575.00M 438144.00M -142.00000M -218.00000M
Common stock 76228.00M 2824.00M 2861.00M 2955.00M 3267.00M
Capital stock 76228.00M 72875.00M 67955.00M 64422.00M 3267.00M
Retained earnings - 48852.00M 43305.00M 38956.00M 36494.00M
Other liab - - - 43663.00M 32415.00M
Good will 2856.00M 700.00M 795.00M 707.00M 818.00M
Other assets - 642255.00M 338317.00M 283080.00M 346126.00M
Cash 93950.00M 59881.00M 100043.00M 85092.00M 74562.00M
Cash and equivalents - - - - -
Total current liabilities 633093.00M 556822.00M 439258.00M 142.00M 218.00M
Current deferred revenue - - - - -
Net debt -12108.00000M 84546.00M -31336.00000M -24976.00000M -12843.00000M
Short term debt - 68672.00M 236.00M 142.00M 218.00M
Short long term debt - - - - -
Short long term debt total 81842.00M 144427.00M 68707.00M 60116.00M 61719.00M
Other stockholder equity 80669.00M 19158.00M 19775.00M 20890.00M 23012.00M
Property plant equipment - - - 8441.00M 7189.00M
Total current assets 152759.00M 166833.00M 162248.00M 197193.00M 164053.00M
Long term investments 268645.00M 239335.00M 263377.00M 221974.00M 226773.00M
Net tangible assets - - - 44837.00M 41710.00M
Short term investments 58809.00M 59002.00M 62180.00M 58953.00M 60394.00M
Net receivables - 47975.00M 38787.00M 38026.00M 29097.00M
Long term debt 81842.00M 69867.00M 68707.00M 55429.00M 55763.00M
Inventory - - -255245.00000M 325.00M 1262.00M
Accounts payable - - - 459814.00M 407301.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -18871.00000M -15139.00000M -14200.00000M -15808.00000M -18866.00000M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 147427.00M 339631.00M 95278.00M 83094.00M -152706.00000M
Deferred long term asset charges - - - - -
Non current assets total 706817.00M 605569.00M 274993.00M 232867.00M 152706.00M
Capital lease obligations - 1467.00M 1507.00M 1398.00M 2560.00M
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2023-09-30 2023-06-30
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2023-09-30 2023-06-30
Investments - -1423.00000M -1419.00000M -1270.00000M -1004.00000M
Change to liabilities - - - - -
Total cashflows from investing activities -104566.00000M -53548.00000M -79303.00000M - -
Net borrowings - 2915.00M 3043.00M - -
Total cash from financing activities -3673.00000M -2567.00000M -1842.00000M -1219.67500M -3350.00000M
Change to operating activities - - - - -
Net income 10114.00M 10575.00M 7674.00M 7586.00M 7341.00M
Change in cash - -24271.00000M -4340.00000M -21216.00000M -9650.00000M
Begin period cash flow 51145.00M 75416.00M 79756.00M 88076.00M 81508.00M
End period cash flow - 51145.00M 75416.00M 68817.00M 72888.00M
Total cash from operating activities 118131.00M 33935.00M 77163.00M -16770.00000M -4266.00000M
Issuance of capital stock - 691.00M 711.00M - 398.00M
Depreciation - 1533.00M 885.00M 1392.00M 1352.00M
Other cashflows from investing activities 188.00M -231.00000M -78573.00000M - -
Dividends paid 4196.00M 3913.00M 2808.00M 2579.00M 2579.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -1995.00000M -1529.00000M -2166.00000M -889.67500M -1483.00000M
Other cashflows from financing activities -579.00000M -731.00000M -622.00000M - -
Change to netincome - - - - -
Capital expenditures 827.00M 1195.00M 1819.00M 1787.00M 1486.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 95958.00M 14174.00M 61949.00M -32366.00000M -20063.00000M
Stock based compensation - - - - -
Other non cash items 12059.00M 7653.00M 6655.00M 11231.00M 10742.00M
Free cash flow 117304.00M 32740.00M 75344.00M -18557.00000M -5752.00000M

Peer Comparison

Sector: Financial Services Industry: Banks - Diversified

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BVA
Banco Bilbao Vizcaya Argentaria S.A
- -% 18.95 0.11 8.76 3.47 1.79 5.00
BNC
Banco Santander S.A.
- -% 862.00 12.00 9.60 2.76 1.35 6.57
HSBA
HSBC Holdings PLC
- -% 1280.00 5.76 6.52 1.79 0.83
BARC
Barclays PLC
- -% 417.80 10.25 7.78 2.21 0.75 4.39
STAN
Standard Chartered PLC
- -% 1685.00 12.78 6.96 1.13 0.47

Reports Covered

Stock Research & News

Profile

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Banco Bilbao Vizcaya, S.A. and changed its name to Banco Bilbao Vizcaya Argentaria, S.A. in January 2000. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.

Banco Bilbao Vizcaya Argentaria S.A

Plaza San Nicolás, 4, Bilbao, Spain, 48005

Key Executives

Name Title Year Born
Mr. Carlos Torres Vila Group Exec. Chairman 1966
Mr. Onur Genc CEO & Exec. Director 1974
Mr. Rafael Salinas Martinez de Lecea CFO & Global Head of Fin. 1963
Ms. Maria Luisa Gomez Bravo Global Head of Corp. & Investment Banking NA
Ms. Gloria Couceiro Justo Global Head of Shareholder & IR NA
Ms. Maria Jesus Arribas de Paz Global Head of Legal NA
Mr. Paul G. Tobin Global Head of Communications 1973
Rafeal Pardo Head of BBVA Foundation NA
Mr. Jorge Sicilia Serrano Chief Economist NA
Mr. Jaime Saenz de Tejada Pulido Head of Global Risk Management 1968

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