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Bank of Ireland Group PLC

Financial Services GB BIRG

16.02GBX
0.90(5.95%)

Last update at 2026-03-10T15:47:00Z

Day Range

15.2616.08
LowHigh

52 Week Range

8.6718.02
LowHigh

Fundamentals

  • Previous Close 15.12
  • Market Cap14975.93M
  • Volume135402
  • P/E Ratio0.13
  • Dividend Yield4.53%
  • Revenue TTM3954.00M
  • Revenue Per Share TTM4.07
  • Gross Profit TTM 3954.00M
  • Diluted EPS TTM1.19

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Income before tax 1855.00M 1938.00M 1056.00M 1221.00M -760.00000M
Minority interest 0.00000M -6.00000M -8.00000M -7.00000M 2.00M
Net income 1531.00M 1595.00M 889.00M 1048.00M -707.00000M
Selling general administrative 945.00M 764.00M 772.00M 664.00M 618.00M
Selling and marketing expenses - 988.00M - - -
Gross profit 4462.00M 4491.00M 3263.00M 3009.00M 2672.00M
Reconciled depreciation 311.00M 273.00M 237.00M 247.00M 281.00M
Ebit 1855.00M 1938.00M 1711.00M 1214.00M -795.00000M
Ebitda 2166.00M 2211.00M 1948.00M 1461.00M -514.00000M
Depreciation and amortization 311.00M 273.00M 237.00M 247.00M 281.00M
Non operating income net other - - - - -
Operating income 1855.00M 1938.00M 1711.00M 1214.00M -795.00000M
Other operating expenses 5748.00M 5175.00M 2036.00M 1905.00M 1942.00M
Interest expense 3141.00M 2622.00M 663.00M 543.00M 481.00M
Tax provision 324.00M 337.00M 159.00M 166.00M -53.00000M
Interest income 6742.00M 6329.00M 3150.00M 2770.00M 2570.00M
Net interest income 3601.00M 3707.00M 2487.00M 2227.00M 2089.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 324.00M 337.00M 159.00M 166.00M -53.00000M
Total revenue 7603.00M 7113.00M 3263.00M 3009.00M 2672.00M
Total operating expenses 2607.00M 2553.00M 2036.00M 1905.00M 1942.00M
Cost of revenue 3141.00M 2622.00M - - -
Total other income expense net -116.00000M 27.00M -655.00000M 7.00M 35.00M
Discontinued operations - - - - -
Net income from continuing ops 1531.00M 1601.00M 897.00M 1055.00M -707.00000M
Net income applicable to common shares - - 820.00M 980.00M -721.00000M
Preferred stock and other adjustments - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 161813.00M 155708.00M 151324.00M 155268.00M 133754.00M
Intangible assets 1199.00M 1108.00M 977.00M 825.00M 726.00M
Earning assets - - - - 37660.00M
Other current assets -1127.00000M -1127.00000M 3450.00M 100609.00M 97166.00M
Total liab 148804.00M 143147.00M 139392.00M 143930.00M 124133.00M
Total stockholder equity 13006.00M 12558.00M 11865.00M 11270.00M 9553.00M
Deferred long term liab - - - - -
Other current liab 103791.00M 100885.00M -139.00000M -107.00000M -125.00000M
Common stock 1003.00M 1057.00M 1070.00M 1079.00M 1079.00M
Capital stock 1003.00M 1057.00M 1070.00M 1079.00M 1079.00M
Retained earnings 10473.00M 10285.00M 9640.00M 8842.00M 7337.00M
Other liab - - 22387.00M 24288.00M 21925.00M
Good will 301.00M 300.00M 299.00M 27.00M 25.00M
Other assets 126341.00M 103036.00M 95035.00M 110647.00M 97166.00M
Cash 33550.00M 33025.00M 38105.00M 32818.00M 12429.00M
Cash and equivalents - - - - -
Total current liabilities 104247.00M 101232.00M 139.00M 107.00M 125.00M
Current deferred revenue - -1601.00000M - - -
Net debt -21079.00000M -19876.00000M -25658.00000M -9283.00000M -2208.00000M
Short term debt 2292.00M 1925.00M - - -
Short long term debt - - - - -
Short long term debt total 12471.00M 13149.00M 12447.00M 23535.00M 10221.00M
Other stockholder equity 1530.00M 1216.00M 1155.00M 1349.00M 1137.00M
Property plant equipment - - 789.00M 811.00M 872.00M
Total current assets 34677.00M 34152.00M 39033.00M 33728.00M 13281.00M
Long term investments 15984.00M 16312.00M 15178.00M 19259.00M 21667.00M
Net tangible assets - - 10589.00M 10418.00M 8170.00M
Short term investments 231.00M -1538.00000M - - -
Net receivables 1127.00M 1127.00M 928.00M 910.00M 852.00M
Long term debt - - - - 7801.00M
Inventory - 1127.00M - - -
Accounts payable 427.00M 324.00M 139.00M 107.00M 125.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - 175.00M - - -422.00000M
Additional paid in capital - - - - -
Common stock total equity - - - - 1079.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -25.00000M
Accumulated amortization - - - - -
Non currrent assets other 42832.00M 38360.00M -17256.00000M -10893.00000M -23307.00000M
Deferred long term asset charges - - - - -
Non current assets total 127136.00M 121556.00M 17256.00M 10893.00M 23307.00M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments -557.00000M -960.00000M 4686.00M 1296.00M -1934.00000M
Change to liabilities - - 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -557.00000M -960.00000M 4686.00M 842.00M -2111.00000M
Net borrowings 198.00M -128.00000M -301.00000M 452.00M -270.00000M
Total cash from financing activities -1483.00000M -811.00000M -574.00000M 293.00M -212.00000M
Change to operating activities - - 351.00M 7707.00M -1797.00000M
Net income 1855.00M 1938.00M 1056.00M 1221.00M -760.00000M
Change in cash 533.00M -6201.00000M 5911.00M 20666.00M 1939.00M
Begin period cash flow 33641.00M 39842.00M 33931.00M 13265.00M 11326.00M
End period cash flow 34174.00M 33641.00M 39842.00M 33931.00M 13265.00M
Total cash from operating activities 2639.00M -4392.00000M 1629.00M 19757.00M 4154.00M
Issuance of capital stock - - - - -
Depreciation 311.00M 273.00M 237.00M 247.00M 281.00M
Other cashflows from investing activities -318.00000M -220.00000M 3.00M 842.00M 16.00M
Dividends paid 973.00M 294.00M 54.00M 68.00M 600.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -520.00000M -125.00000M -50.00000M - -
Other cashflows from financing activities -188.00000M -264.00000M 621.00M 293.00M -4.00000M
Change to netincome - - 687.00M 298.00M 1647.00M
Capital expenditures 520.00M 413.00M 368.00M 320.00M 283.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -42.00000M -7345.00000M 396.00M 18428.00M 3164.00M
Stock based compensation - - - - -
Other non cash items 515.00M 742.00M -60.00000M -139.00000M 1469.00M
Free cash flow 2119.00M -4805.00000M 1261.00M 19437.00M 3871.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BIRG
Bank of Ireland Group PLC
0.90 5.95% 16.02 0.13 9.88 3.79 1.18 6.11
CBKD
Commercial International Bank -Egypt S.A.E
-0.015 0.66% 2.27 0.05 5.46 3.18 1.60 3.75
SBID
State Bank of India GDR
- -% 126.00 0.07 11.14 0.0002 1.45
LLOY
Lloyds Banking Group PLC
3.81 4.01% 98.97 5.34 5.91 1.52 0.66
NWG
NatWest Group PLC
15.60 2.71% 591.40 4.42 5.58 1.32 0.54

Reports Covered

Stock Research & News

Profile

Bank of Ireland Group plc provides banking and other financial services in the Republic of Ireland, the United Kingdom, and internationally. It offers current and savings accounts, demand and notice accounts, and business accounts and deposits; personal, car, home improvement and energy upgrade, top-up loans, and student loans, as well as overdrafts and mortgages; and business and farming loans, green business, insurance premium finance, invoice finance, hire purchase, and leasing services. The company also provides international payments and credit cards; international money transfer services; investment products; premier and private banking services; and business protection, mortgage protection, income protection, home protection, and protection for individuals and families. In addition, it offers funding and acquisition, leveraged acquisition finance, property finance, day-to-day cash management, foreign exchange and treasury, trade finance, project finance, transaction support and agency, escrow agency, and corporate pension services for corporates. Further, the company provides home, car, travel, and life insurance products. It offers its products and services through its bank branches, banking app, and online and phone banking channels. Bank of Ireland Group plc was founded in 1783 and is headquartered in Dublin, Ireland.

Bank of Ireland Group PLC

Baggot Plaza, Dublin, Ireland, D04 VX58

Key Executives

Name Title Year Born
Mr. Myles O'Grady FCCA Group CEO & Exec. Director 1969
Mr. Mark Joseph Spain Group CFO & Exec. Director 1969
Ms. Jacqueline Dorothy Mary Noakes Group Chief Operating Officer 1961
Mr. Eamonn Hughes Chief Sustainability & Investor Relations Officer NA
Gabrielle Ryan Group Gen. Counsel NA
Damien Garvey Head of Group External Communications & Public Affairs NA
Mr. Henry Dummer Chief Marketing Officer NA
Mr. Matthew H. Elliott Dip. Commerce, MA, MSc, CIPD, BCom Chief People Officer 1974
Mr. David Deverall Managing Director NA
Mr. Ciaran J. O'Neill Head of Global Equities for Fund Management Bus. 1969

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