Lion Finance Group PLC

Financial Services GB BGEO

10450.0GBX
-90.0(0.85%)

Last update at 2026-03-11T15:49:00Z

Day Range

10370.0010630.00
LowHigh

52 Week Range

4243.8312040.00
LowHigh

Fundamentals

  • Previous Close 10540.00
  • Market Cap3535.51M
  • Volume32831
  • P/E Ratio6.29
  • Dividend Yield0.13%
  • Revenue TTM3895.54M
  • Revenue Per Share TTM90.18
  • Gross Profit TTM 3811.92M
  • Diluted EPS TTM12.87

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Income before tax 2847.99M 1656.30M 1634.65M 801.94M 316.50M
Minority interest -8.25200M -6.05000M -4.49200M -3.31200M 11.37M
Net income 2476.94M 1391.28M 1439.51M 723.81M 293.58M
Selling general administrative 162.36M 122.59M 164.45M 129.52M 105.53M
Selling and marketing expenses 71.68M 51.74M 40.70M 27.07M 20.62M
Gross profit 3598.96M 2545.51M 2393.11M 1365.68M 1090.66M
Reconciled depreciation 173.14M 124.72M 111.09M 93.62M 82.94M
Ebit 2847.99M 1656.30M 2704.70M 798.63M 315.14M
Ebitda 3021.13M 1781.02M 2815.79M 892.25M 398.08M
Depreciation and amortization 173.14M 124.72M 111.09M 93.62M 82.94M
Non operating income net other - - - - -
Operating income 2847.99M 1656.30M 2704.70M 798.63M 315.14M
Other operating expenses 2492.37M 2001.78M 641.19M 507.95M 432.63M
Interest expense 1741.40M 1112.57M 1074.55M 897.10M 817.78M
Tax provision 362.80M 258.97M 190.65M 74.82M 21.55M
Interest income 4139.90M 2748.26M 2256.88M 1851.04M 1595.43M
Net interest income 2398.50M 1635.69M 1182.34M 953.94M 777.64M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 362.80M 258.97M 190.65M 74.82M 21.55M
Total revenue 5340.36M 3658.07M 2393.11M 1365.68M 1090.66M
Total operating expenses 750.97M 889.21M 641.19M 507.95M 432.63M
Cost of revenue 1741.40M 1112.57M - - -
Total other income expense net 525.24M -88.68700M -1070.05400M 3.31M 1.36M
Discontinued operations - - - - -
Net income from continuing ops 2485.20M 1397.33M 1445.00M 727.12M 294.94M
Net income applicable to common shares - - 1439.51M 723.81M 293.58M
Preferred stock and other adjustments - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 52207.89M 31757.56M 28901.90M 23430.08M 22035.92M
Intangible assets 322.25M 167.86M 149.44M 144.25M 125.81M
Earning assets - - - - 3320.88M
Other current assets 88.95M 37.51M - 16742.18M 14624.02M
Total liab 45192.66M 26737.72M 24653.08M 20337.17M 19486.01M
Total stockholder equity 6988.41M 4998.72M 4231.57M 3079.03M 2538.55M
Deferred long term liab - - - - -
Other current liab 34417.44M 20821.97M -35.16700M -33.52200M -42.32900M
Common stock 1.46M 1.51M 1.56M 1.62M 1.62M
Capital stock 1.46M 1.51M 1.56M 1.62M 1.62M
Retained earnings 6422.32M 4510.78M 3821.89M 2588.46M 1939.12M
Other liab - - - 183.35M 147.71M
Good will 41.25M 41.25M 33.35M 33.35M 33.35M
Other assets - -5163.52700M 17437.28M 16742.18M 14871.93M
Cash 6825.22M 4858.07M 6017.87M 3451.95M 3986.96M
Cash and equivalents - - - - -
Total current liabilities 34596.47M 21131.12M 35.17M 33.52M 42.33M
Current deferred revenue - - - - -
Net debt 28.73M -1802.03800M 9.22M 2472.84M 1030.19M
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total 6853.95M 3056.03M 6027.09M 5924.79M 5017.15M
Other stockholder equity 453.69M 465.05M 408.12M 488.94M 597.81M
Property plant equipment - - 516.24M 458.99M 471.06M
Total current assets 7094.96M 5034.88M 6415.86M 3455.63M 3989.38M
Long term investments 8988.53M 5163.53M 4349.73M 2595.66M 2544.40M
Net tangible assets - - 4048.78M 2901.42M 2379.39M
Short term investments - -1745.39400M - 165.89M -
Net receivables 180.78M 139.30M 397.99M 3.68M 2.42M
Long term debt - - - - 2293.19M
Inventory - -10.05100M - 11.51M 16.33M
Accounts payable 58.10M 46.77M 35.17M 33.52M 42.33M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 110.94M 21.50M - - -
Additional paid in capital - - - - -
Common stock total equity - - - - 1.62M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -0.05400M
Accumulated amortization - - - - -
Non currrent assets other 10724.03M 5655.35M -5048.76300M -3232.26000M -3174.61300M
Deferred long term asset charges - - - - -
Non current assets total 45112.93M 26722.68M 5048.76M 3232.26M 3174.61M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments -2808.17700M -858.37500M -1832.67300M -86.78900M -673.28400M
Change to liabilities - - 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -2808.17700M -858.37500M - -57.34500M -702.17900M
Net borrowings 808.89M -173.05400M - -105.04900M -572.65400M
Total cash from financing activities 111.02M -881.54400M -904.56400M -256.75300M -594.00000M
Change to operating activities - - - -1618.66200M -2462.18900M
Net income 2476.94M 1391.28M 1439.51M 723.81M 293.58M
Change in cash 651.36M -483.01900M 2064.28M -450.39300M -182.66900M
Begin period cash flow 3101.82M 3584.84M 1520.56M 1970.95M 2153.62M
End period cash flow 3753.18M 3101.82M 3584.84M 1520.56M 1970.95M
Total cash from operating activities 3194.74M 1268.36M 4761.45M -37.08000M 1059.64M
Issuance of capital stock - - - - -
Depreciation - 88.89M 111.09M 93.62M 82.94M
Other cashflows from investing activities -2808.17700M -699.28900M - 0.39M 3.30M
Dividends paid 373.43M 398.16M 196.95M 71.98M 2.17M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -274.16800M -278.18300M -180.98100M -79.71900M -19.17700M
Other cashflows from financing activities -50.27100M -858.37500M 122.14M -29.51800M -11.69500M
Change to netincome - - - 242.29M 280.36M
Capital expenditures 230.93M 155.37M 121.67M 97.58M 108.34M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -4306.92900M -2992.45700M - - 1019.41M
Stock based compensation - 72.06M - - -
Other non cash items 5024.73M 4260.82M 3210.86M -854.50400M 1059.64M
Free cash flow 2963.81M 1112.99M 4639.79M -134.65500M 951.30M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BGEO
Lion Finance Group PLC
-90.0 0.85% 10450.00 6.29 7.36 4.27 2.17 7.23
CBKD
Commercial International Bank -Egypt S.A.E
0.12 5.05% 2.39 0.05 5.46 3.18 1.60 3.75
LLOY
Lloyds Banking Group PLC
-0.98 0.99% 98.04 5.34 5.91 1.52 0.66
NWG
NatWest Group PLC
-4.1 0.69% 586.50 4.42 5.58 1.32 0.54
AIBG
AIB Group PLC
28.00 3.54% 820.00 9.47 9.98 3.52 1.31 5.68

Reports Covered

Stock Research & News

Profile

Lion Finance Group PLC, through its subsidiaries, provides banking and financial services with focus on the Georgian and Armenian markets. It operates through Georgian Financial Services, Armenian Financial Services, and Other Businesses segments. The Georgian Financial Services segment provides retail banking, SME, and corporate and investment banking, and corporate center services; and brokerage and asset management services. The Armenian Financial Services offers retail banking, and investment banking services. The Other Businesses segment provides retail and corporate banking services for retail and SME clients in Belarus; and e-commerce, ticketing, and inventory management SaaS services. It also offers information sharing and market research services, charitable activities, insurance services, leasing, digital, transportation, trade, registrar, card processing, electronic payment services, communication services, business servicing, and consulting services. The company was formerly known as Bank of Georgia Group PLC and changed its name to Lion Finance Group PLC in February 2024. Lion Finance Group PLC was incorporated in 2017 and is headquartered in London, the United Kingdom.

Lion Finance Group PLC

29 Farm Street, London, United Kingdom, W1J 5RL

Key Executives

Name Title Year Born
Mr. Archil Gachechiladze CFA CEO & Director 1980
Nini Arshakuni Head of Investor Relations NA
Ms. Elene Okromchedlishvili Head of Human Capital Management NA
Mr. Kakhaber Kiknavelidze Sr. Advisor 1972
Mr. Sulkhan Gvalia Deputy CEO of JSC Bank of Georgia & CFO of JSC Bank of Georgia 1974
Mr. Mikheil Gomarteli Deputy Chief Exec. Officer of Strategic Projects Directions 1976
Mr. Nika Gilauri Head of Istanbul NA
Mr. Levan Kulijanishvili COO of JSC Bank of Georgia & Deputy CEO of JSC Bank of Georgia 1974
Ms. Eteri Iremadze Deputy CEO of Premium Banking Bus. (Solo & Wealth Management) - JSC Bank of Georgia NA
Mr. Zurab Masurashvili Head of SME Bus. Banking - JSC Bank of Georgia NA

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