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AIB Group PLC

Financial Services GB AIBG

804.0GBX
28.00(3.61%)

Last update at 2026-03-10T15:37:00Z

Day Range

790.00818.00
LowHigh

52 Week Range

422.93860.00
LowHigh

Fundamentals

  • Previous Close 776.00
  • Market Cap16196.69M
  • Volume29812
  • P/E Ratio9.47
  • Dividend Yield-%
  • Revenue TTM4597.00M
  • Revenue Per Share TTM1.99
  • Gross Profit TTM 4597.00M
  • Diluted EPS TTM0.80

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Income before tax 2702.00M 2394.00M 880.00M 629.00M -931.00000M
Minority interest 3.00M 3.00M 2.00M 2.00M 1.00M
Net income 2354.00M 2061.00M 767.00M 647.00M -741.00000M
Selling general administrative 720.00M 688.00M 676.00M 548.00M 536.00M
Selling and marketing expenses - 1102.00M - - -
Gross profit 4852.00M 4524.00M 2876.00M 2371.00M 2373.00M
Reconciled depreciation 295.00M 294.00M 341.00M 327.00M 315.00M
Ebit 2702.00M 2394.00M 1235.00M 631.00M -959.00000M
Ebitda 2997.00M 2688.00M 1576.00M 958.00M -644.00000M
Depreciation and amortization 295.00M 294.00M 341.00M 327.00M 315.00M
Non operating income net other - - - - -
Operating income 2973.00M 2741.00M 1235.00M 631.00M -959.00000M
Other operating expenses 1879.00M 1783.00M 1836.00M 1637.00M 1638.00M
Interest expense 1247.00M 804.00M 353.00M 290.00M 255.00M
Tax provision 351.00M 336.00M 115.00M -16.00000M -190.00000M
Interest income 5376.00M 4645.00M 2511.00M 2084.00M 2127.00M
Net interest income 4129.00M 3841.00M 2158.00M 1794.00M 1872.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 351.00M 336.00M 115.00M -16.00000M -190.00000M
Total revenue 4852.00M 4524.00M 2876.00M 2371.00M 2373.00M
Total operating expenses 1879.00M 1783.00M 1836.00M 1637.00M 1638.00M
Cost of revenue 1247.00M -196.00000M - - -
Total other income expense net -271.00000M -347.00000M -355.00000M -2.00000M 28.00M
Discontinued operations - - - - -
Net income from continuing ops 2351.00M 2058.00M 765.00M 645.00M -741.00000M
Net income applicable to common shares - - 702.00M 582.00M -815.00000M
Preferred stock and other adjustments - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 141266.00M 136349.00M 129752.00M 127875.00M 110385.00M
Intangible assets 806.00M 797.00M 820.00M 876.00M 867.00M
Earning assets - - - - 20903.00M
Other current assets -176.00000M 540.00M 266.00M 64772.00M 61931.00M
Total liab 125839.00M 121280.00M 117491.00M 114215.00M 96964.00M
Total stockholder equity 15436.00M 15075.00M 12264.00M 13661.00M 13420.00M
Deferred long term liab - - - - -
Other current liab 110143.00M -1.00000M -37.00000M -32.00000M -42.00000M
Common stock 1455.00M 1637.00M 1671.00M 1696.00M 1696.00M
Capital stock 1455.00M 1637.00M 1671.00M 1696.00M 1696.00M
Retained earnings 15676.00M 15618.00M 14004.00M 13523.00M 12923.00M
Other liab - - 773.00M 1068.00M 1082.00M
Good will 128.00M 128.00M 120.00M 120.00M 70.00M
Other assets 141266.00M 274.00M 70680.00M 64772.00M 61931.00M
Cash 37705.00M 38402.00M 38535.00M 43155.00M 25627.00M
Cash and equivalents - - - - -
Total current liabilities 110196.00M 54.00M 37.00M 32.00M 42.00M
Current deferred revenue - - - - -
Net debt -37705.00000M -27184.00000M -29384.00000M -35247.00000M -17932.00000M
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total 9128.00M 11218.00M 9151.00M 7908.00M 7695.00M
Other stockholder equity 13981.00M 13438.00M 10593.00M 11965.00M 11724.00M
Property plant equipment - - 536.00M 631.00M 725.00M
Total current assets 37705.00M 38503.00M 38634.00M 43525.00M 25711.00M
Long term investments 21296.00M 20133.00M 18962.00M 17951.00M 21081.00M
Net tangible assets - - 11324.00M 12665.00M 12483.00M
Short term investments - 375.00M - - -
Net receivables 176.00M 101.00M 99.00M 370.00M 84.00M
Long term debt - - - - 7000.00M
Inventory - 641.00M - - -
Accounts payable 51.00M 54.00M 37.00M 32.00M 42.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -1695.00000M -2180.00000M - - -517.00000M
Additional paid in capital - - - - -
Common stock total equity - - - - 1696.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 78512.00M 75956.00M -20438.00000M -19578.00000M -22743.00000M
Deferred long term asset charges - - - - -
Non current assets total 103561.00M 97572.00M 20438.00M 19578.00M 22743.00M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments -1104.00000M -850.00000M -1332.00000M 2403.00M -2370.00000M
Change to liabilities - - 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -1104.00000M -850.00000M -1332.00000M 2118.00M -2616.00000M
Net borrowings -672.00000M 2049.00M 2298.00M 707.00M 950.00M
Total cash from financing activities -3249.00000M 1326.00M 1874.00M 517.00M 101.00M
Change to operating activities - - -5664.00000M -2751.00000M 465.00M
Net income 2702.00M 2394.00M 880.00M 629.00M -931.00000M
Change in cash -714.00000M -275.00000M -4241.00000M 16998.00M 13636.00M
Begin period cash flow 39041.00M 39316.00M 43557.00M 26559.00M 12923.00M
End period cash flow 38327.00M 39041.00M 39316.00M 43557.00M 26559.00M
Total cash from operating activities 3425.00M -838.00000M -4447.00000M 13944.00M 16406.00M
Issuance of capital stock - - - - -
Depreciation 295.00M 294.00M 341.00M 327.00M 315.00M
Other cashflows from investing activities -202.00000M -199.00000M - - -2359.00000M
Dividends paid 696.00M 166.00M 122.00M 65.00M 46.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -1502.00000M -215.00000M -91.00000M - -
Other cashflows from financing activities -379.00000M -342.00000M 2931.00M 582.00M 1400.00M
Change to netincome - - 111.00M -19.00000M 1611.00M
Capital expenditures 257.00M 240.00M 206.00M 235.00M 257.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -238.00000M -4145.00000M -5620.00000M 13032.00M 15286.00M
Stock based compensation - - - - -
Other non cash items 666.00M 619.00M -48.00000M -44.00000M 1736.00M
Free cash flow 3168.00M -1078.00000M -4653.00000M 13709.00M 16149.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
AIBG
AIB Group PLC
28.00 3.61% 804.00 9.47 9.98 3.52 1.31 5.68
CBKD
Commercial International Bank -Egypt S.A.E
-0.015 0.66% 2.27 0.05 5.46 3.18 1.60 3.75
SBID
State Bank of India GDR
- -% 126.00 0.07 11.14 0.0002 1.45
LLOY
Lloyds Banking Group PLC
3.81 4.01% 98.97 5.34 5.91 1.52 0.66
NWG
NatWest Group PLC
15.60 2.71% 591.40 4.42 5.58 1.32 0.54

Reports Covered

Stock Research & News

Profile

AIB Group plc provides banking and financial products and services to retail, business, and corporate customers in the Republic of Ireland, the United Kingdom, and internationally. It operates through Retail Banking, AIB Capital Markets, Climate Capital, AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/student saver deposits, and currency deposits. It also provides personal, car, home improvement, education, business, and farm development loans; merger and acquisition, management buyouts, syndicated debt facilities, infrastructure and project, mezzanine, asset, invoice, trade, revolving credit, corporate credit, prompt pay and insurance premium, structured and specialist, and ibanking financing services; business and farmer credit line and overdrafts; and mortgages. In addition, the company offers credit and debit cards; investment funds; life, home, car, travel, and business succession insurance products; and pension products. Further, it provides foreign currency and interest rate risk management, cash management, equity investments, private banking services and advice, lending, treasury, trade facilities, asset finance, and invoice discounting services, as well as wealth management capital markets services. The company was formerly known as Allied Irish Banks, p.l.c. and changed its name to AIB Group plc in December 2017. AIB Group plc was founded in 1825 and is headquartered in Dublin, Ireland.

AIB Group PLC

10 Molesworth Street, Dublin, Ireland, 2

Key Executives

Name Title Year Born
Dr. J. Colin Hunt BComm, MEconSc, Ph.D. CEO & Exec. Director 1970
Mr. Donal Galvin CFO & Exec. Director 1973
Mr. Andrew McFarlane Chief Operating Officer NA
Mr. Fergal Coburn Chief Technology Officer NA
Ms. Niamh Hore Head of Investor Relations NA
Ms. Helen Dooley Group Gen. Counsel 1969
Paddy McDonnell Head of Media Relations NA
Mr. Terence Liston Head of Corp. Devel. NA
Ms. Geraldine Casey Chief People Officer 1976
Mr. Jim O'Keeffe B.A., BA, H.Dip Managing Director of Retail Banking 1969

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