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NIB Holdings

Financial Services AU NHF

5.49AUD
0.02(0.37%)

Last update at 2024-12-19T05:11:00Z

Day Range

5.365.54
LowHigh

52 Week Range

5.437.94
LowHigh

Fundamentals

  • Previous Close 5.47
  • Market Cap2712.64M
  • Volume1570735
  • P/E Ratio14.68
  • Dividend Yield5.05%
  • EBITDA309.10M
  • Revenue TTM3441.90M
  • Revenue Per Share TTM7.11
  • Gross Profit TTM 689.70M
  • Diluted EPS TTM0.38

Analyst Recommendations

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Income before tax 284.50M 190.80M 231.00M 125.00M 213.00M
Minority interest - - - - -
Net income 191.10M 133.80M 160.50M 89.20M 149.30M
Selling general administrative - - - - -
Selling and marketing expenses - - - - -
Gross profit 3123.40M 2740.50M 2643.00M 2520.90M 2460.90M
Reconciled depreciation 37.10M 31.70M 32.00M 35.20M 24.80M
Ebit 263.80M 195.20M 218.70M 118.60M 220.70M
Ebitda 300.90M 226.90M 250.70M 153.80M 245.50M
Depreciation and amortization 37.10M 31.70M 32.00M 35.20M 24.80M
Non operating income net other - - - - -
Operating income 263.80M 195.20M 218.70M 118.60M 220.70M
Other operating expenses 2876.00M 2585.00M 2444.00M 2431.10M 2272.70M
Interest expense 11.70M 4.40M 3.40M 9.70M 7.70M
Tax provision 92.80M 57.00M 70.50M 35.80M 63.70M
Interest income 12.20M 2.90M 3.20M 5.60M 9.20M
Net interest income -14.00000M -7.00000M -3.40000M -9.70000M -7.70000M
Extraordinary items -0.60000M - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 92.80M 57.00M 70.50M 35.80M 63.70M
Total revenue 3123.40M 2740.50M 2643.00M 2520.90M 2460.90M
Total operating expenses -2859.60000M -2545.30000M -2424.30000M -2402.30000M -2240.20000M
Cost of revenue - - - - 2000.80M
Total other income expense net 20.10M -4.40000M 12.30M 6.40M -7.70000M
Discontinued operations -0.60000M -1.20000M -1.20000M -1.20000M -
Net income from continuing ops 191.70M 133.80M 160.50M 89.20M 149.30M
Net income applicable to common shares 197.00M 135.70M 161.10M 90.10M 149.80M
Preferred stock and other adjustments - - - - -
Breakdown 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Type yearly yearly yearly yearly yearly
Date 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Total assets 2114.60M 2130.00M 1880.40M 1702.80M 1682.50M
Intangible assets 169.90M 118.80M 104.00M 106.30M 112.90M
Earning assets - - - - -
Other current assets 1540.80M 2.30M 757.10M 579.10M 655.00M
Total liab 1070.80M 1146.10M 1146.10M 996.60M 1076.10M
Total stockholder equity 1029.10M 980.90M 734.30M 706.20M 606.40M
Deferred long term liab - - - - -
Other current liab 105.60M -33.20000M 495.60M -29.30000M -22.00000M
Common stock 319.50M 302.50M 138.20M 127.20M 121.40M
Capital stock 314.10M 302.50M 138.20M 127.20M 121.40M
Retained earnings 726.40M 672.90M 589.10M 567.70M 473.80M
Other liab - 50.70M 28.50M 68.80M 65.80M
Good will 371.10M 364.80M 236.30M 218.70M 226.50M
Other assets - 882.90M 2476.20M 579.10M 655.00M
Cash 275.30M 243.00M 206.90M 213.90M 198.00M
Cash and equivalents - 16.40M 23.30M 65.60M 56.40M
Total current liabilities 140.90M 33.20M 38.30M 29.30M 22.00M
Current deferred revenue 7.60M - - - -
Net debt 31.50M 48.80M 104.80M 76.00M 117.50M
Short term debt 8.30M 8.60M 9.10M 8.50M 8.30M
Short long term debt - 1.10M 2.10M 1.60M 2.00M
Short long term debt total 306.80M 291.80M 311.70M 289.90M 315.50M
Other stockholder equity -5.40000M 13.70M 14.20M 16.10M 16.70M
Property plant equipment - 30.80M 30.00M 34.40M 73.50M
Total current assets 1540.80M 539.60M 1284.60M 533.30M 440.50M
Long term investments 187.10M 193.10M 225.50M 231.00M 174.10M
Net tangible assets - 497.30M 394.00M 381.20M 267.00M
Short term investments 1090.90M 177.10M 206.30M 213.20M 156.10M
Net receivables 50.60M 119.50M 114.30M 106.20M 86.40M
Long term debt 264.60M 244.80M 258.80M 230.70M 230.90M
Inventory -510.40000M - - - -
Accounts payable 19.40M 24.60M 29.20M 20.80M 13.70M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -11.40000M -8.20000M -7.20000M -4.80000M -5.50000M
Additional paid in capital - - - - -
Common stock total equity - - - - 121.40M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -119.30000M -707.50000M - -590.40000M -587.00000M
Deferred long term asset charges - - - - -
Non current assets total 573.80M 707.50M 595.80M 590.40M 587.00M
Capital lease obligations 42.20M 45.90M 50.80M 57.60M 82.60M
Long term debt total - 283.20M 302.60M 281.40M 307.20M
Breakdown 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Type yearly yearly yearly yearly yearly
Date 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Investments -98.10000M -236.50000M -193.40000M -23.50000M -36.50000M
Change to liabilities - 98.90M -0.60000M 10.30M -47.60000M
Total cashflows from investing activities - -236.50000M -259.30000M -23.50000M -63.40000M
Net borrowings - -21.80000M 21.80M -9.00000M -10.60000M
Total cash from financing activities -125.20000M 26.00M -84.40000M -69.30000M -114.50000M
Change to operating activities - -60.10000M 76.60M -39.60000M 103.00M
Net income 186.60M 191.10M 133.80M 160.50M 89.20M
Change in cash 33.40M 37.10M -7.50000M 16.30M 32.70M
Begin period cash flow 241.90M 204.80M 212.30M 196.00M 163.30M
End period cash flow 275.30M 241.90M 204.80M 212.30M 196.00M
Total cash from operating activities 257.10M 246.70M 165.50M 108.70M 211.60M
Issuance of capital stock 12.70M 167.90M 9.00M 4.70M 7.10M
Depreciation 43.20M 12.90M 31.70M 32.00M 35.20M
Other cashflows from investing activities - -184.20000M -232.70000M 0.10M -36.40000M
Dividends paid 145.10M 113.20M 114.30M 63.90M 104.70M
Change to inventory - - - - -
Change to account receivables 3.50M -6.00000M -5.60000M -11.30000M -3.30000M
Sale purchase of stock -5.50000M -6.90000M -0.90000M -1.10000M -6.30000M
Other cashflows from financing activities -98.10000M 15.00M 30.00M -23.50000M 56.60M
Change to netincome - 21.80M 67.40M -22.60000M 20.50M
Capital expenditures 48.60M 52.30M 26.60M 23.60M 27.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 15.50M 50.10M 24.70M 18.80M 22.00M
Stock based compensation 4.93M 5.38M 3.94M 3.20M 2.40M
Other non cash items 6.87M 46.42M -165.50000M -192.50000M -124.40000M
Free cash flow 208.50M 194.40M 138.90M 85.10M 184.60M

Peer Comparison

Sector: Financial Services Industry: Insurance - Specialty

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
NHF
NIB Holdings		 0.02 0.37% 5.49 14.68 15.50 0.79 2.59 0.80 -
MPL
Medibank Private Ltd		 0.02 0.53% 3.78 20.78 16.42 1.28 4.51 1.24 -
HLI
Helia Group Limited		 -0.03 0.67% 4.45 5.96 5.47 2.51 1.16 2.65 -

Reports Covered

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Profile

nib holdings limited, together with its subsidiaries, engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. The company operates in five segments: Australian Residents Health Insurance, International (Inbound) Health Insurance, New Zealand Insurance, nib Travel, and nib Thrive segments. It is also involved in the sale and distribution of travel and disability insurance products; and provision of health management programs. The company was founded in 1952 and is based in Newcastle, Australia.

NIB Holdings

22 Honeysuckle Drive, Newcastle, NSW, Australia, 2300

Key Executives

Name Title Year Born
Mr. Mark Anthony Fitzgibbon F.A.C.I.D., M.A., M.B.A., MBA (UTS), ALCA, MArts ( MD, CEO & Exec. Director 1960
Mr. Nick Freeman B.Com., BCom, C.A., CA Group Chief Financial Officer NA
Mr. Matt Paterson Group Chief Operations Officer NA
Mr. Brendan Mills Group Chief Information Officer NA
Ms. Roslyn Maree Toms B.A., L.L.B., LLB (UNSW) Chief Risk Officer, Group Exec. of Legal & Company Sec. NA
Mr. Martin Adlington Group Chief People Officer & Chief Exec. of nib Thrive NA
Mr. Edward Close Chief Exec. of Australian Residents Health Insurance NA
Mr. James Barr Chief Exec. of International Visitors NA
Mr. Rob Hennin Chief Exec. Officer of NIB New Zealand NA
Ms. Anna Elizabeth Gladman Chief Exec. Officer of nib Travel NA

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