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Latitude Group Holdings Ltd

Financial Services AU LFS

0.95AUD
-(-%)

Last update at 2026-03-11T01:35:00Z

Day Range

0.940.95
LowHigh

52 Week Range

0.861.16
LowHigh

Fundamentals

  • Previous Close 0.95
  • Market Cap987.75M
  • Volume1190
  • P/E Ratio11.88
  • Dividend Yield9.47%
  • Revenue TTM539.20M
  • Revenue Per Share TTM0.52
  • Gross Profit TTM 539.20M
  • Diluted EPS TTM0.08

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 131.30M 50.60M -185.40000M 82.00M 222.70M
Minority interest - - 0.60M 1.40M 0.60M
Net income 94.00M 21.60M -158.50000M 37.70M 160.90M
Selling general administrative 332.90M 215.50M 284.60M 265.00M 231.30M
Selling and marketing expenses - 39.80M 28.60M 27.50M 38.00M
Gross profit 1065.20M 477.20M 239.60M - 29.70M
Reconciled depreciation - 80.00M 89.40M 105.30M 92.90M
Ebit 506.10M 439.10M 220.70M 417.80M 505.70M
Ebitda 540.90M 519.10M 309.10M 523.10M 598.60M
Depreciation and amortization 34.80M 80.00M 88.40M 105.30M 92.90M
Non operating income net other - - - - -
Operating income 519.80M 141.70M 220.70M 417.80M 505.70M
Other operating expenses 694.50M 335.50M 1145.10M 507.60M 479.30M
Interest expense 374.80M 385.20M 343.70M 216.30M 166.80M
Tax provision 36.90M 20.00M -47.50000M 24.10M 62.40M
Interest income 374.80M 386.10M 959.70M 218.70M 932.40M
Net interest income - -386.10000M -344.80000M 671.50M 762.70M
Extraordinary items -0.40000M -9.00000M -21.20000M -21.60000M 16.30M
Non recurring - - - - -
Other items - - - - -
Income tax expense 36.90M 20.00M -47.50000M 24.10M 62.40M
Total revenue 1214.30M 477.20M 407.30M 927.80M 29.70M
Total operating expenses 545.40M 335.50M 382.40M 507.60M 479.30M
Cost of revenue 149.10M 160.20M 167.70M - 5.50M
Total other income expense net -388.50000M -91.10000M -370.90000M -81.90000M -90.40000M
Discontinued operations - - - -21.60000M -21.60000M
Net income from continuing ops - 30.60M -137.90000M 57.90M 160.30M
Net income applicable to common shares 94.00M 21.60M -158.50000M 37.70M 160.90M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 8135.30M 7882.80M 7346.80M 7920.70M 8015.10M
Intangible assets 731.80M 65.90M - 203.60M 309.80M
Earning assets - - - - -
Other current assets - 45.90M -329.30000M 10.80M 8.20M
Total liab 6917.60M 6658.40M 6112.20M 6446.20M 6449.60M
Total stockholder equity 1217.70M 1224.40M 1234.60M 1471.40M 1561.00M
Deferred long term liab - - - - -
Other current liab - 30.60M -1193.80000M 246.90M 312.10M
Common stock 2211.50M 2222.50M 2222.50M 2222.00M 2221.00M
Capital stock - 2222.50M - 2222.00M 2221.00M
Retained earnings -314.50000M -323.00000M -335.00000M -123.40000M 7.20M
Other liab - - - - 133.80M
Good will 698.30M 703.30M 706.00M 728.30M 738.10M
Other assets 202.20M - 7346.80M 311.10M 186.50M
Cash 300.70M 410.20M 250.70M 364.00M 605.70M
Cash and equivalents 298.60M - - 358.30M 580.90M
Total current liabilities 1396.80M 90.20M 1193.80M 1078.80M 1341.10M
Current deferred revenue - - - 227.70M 301.40M
Net debt 6331.10M 5122.00M 5519.20M 5721.90M 5259.50M
Short term debt 1396.80M - 1193.80M 779.70M 949.10M
Short long term debt - 784.00M - 779.70M 949.10M
Short long term debt total 6631.80M 5532.20M 5769.90M 6085.90M 5865.20M
Other stockholder equity - -0.00000M - - -667.20000M
Property plant equipment 7.90M - - 33.60M 69.20M
Total current assets 309.50M 410.20M - 3704.90M 3774.30M
Long term investments - 14.20M - 1.60M 1.60M
Net tangible assets - - - - 513.10M
Short term investments - - - - 83.60M
Net receivables 8.80M - 78.60M 3145.90M 3076.20M
Long term debt 5223.80M 5532.20M - 5306.20M 4916.10M
Inventory - - - 184.20M 0.60M
Accounts payable - 59.60M - 52.20M 79.90M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -679.30000M -675.10000M -652.90000M -627.20000M -667.20000M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 11.80M 6670.40M 11.60M 6148.80M 5887.60M
Deferred long term asset charges - - - - -
Non current assets total 7825.80M 7472.60M 967.00M 4215.80M 4240.80M
Capital lease obligations - - - - -
Long term debt total 5229.40M - - 5330.90M 5865.20M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -19.90000M 10.90M 39.40M -51.90000M
Change to liabilities - - - 0.00000M -7.70000M
Total cashflows from investing activities -7.00000M -19.90000M 10.90M 39.40M -238.70000M
Net borrowings - 652.00M -1738.90000M - -84.90000M
Total cash from financing activities 227.50M 563.10M -409.40000M 0.40M -55.80000M
Change to operating activities - - - - 21.10M
Net income 94.00M 21.60M -137.30000M 36.30M 160.90M
Change in cash -109.50000M 159.50M -113.30000M -241.70000M 142.70M
Begin period cash flow 410.20M 250.70M 364.00M 605.70M 463.00M
End period cash flow - 410.20M 250.70M 364.00M 605.70M
Total cash from operating activities -318.10000M -379.30000M 307.20M -289.90000M 431.70M
Issuance of capital stock - - 1447.80M 1709.30M 2706.50M
Depreciation 34.80M 80.00M 89.40M 105.60M 59.30M
Other cashflows from investing activities - 0.00000M 27.90M 64.30M -154.50000M
Dividends paid 72.80M -9.60000M -49.80000M -168.30000M -81.50000M
Change to inventory - - - - -
Change to account receivables - -0.90000M 56.60M - -
Sale purchase of stock -11.10000M - -1454.90000M 0.00000M 150.00M
Other cashflows from financing activities -34.20000M -79.30000M -1417.90000M 92.20M 101.50M
Change to netincome - - - - 199.20M
Capital expenditures 7.00M 19.90M 17.00M 24.90M 84.20M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -839.20000M -813.30000M 27.50M -518.10000M -21.30000M
Stock based compensation - 1316.00M 2.65M - -
Other non cash items - -983.60000M 324.94M - -
Free cash flow - -399.20000M 290.20M -24.90000M -84.20000M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
LFS
Latitude Group Holdings Ltd		 - -% 0.95 11.88 - 1.83 0.79 6.48 13.48
ZIP
ZIP Co Ltd		 0.04 2.37% 1.73 23.02 15.60 1.92 3.41 3.79 11.48
LFG
Liberty Financial Group		 0.06 1.72% 3.55 7.81 7.05 1.82 0.96 9.61 0.17
PPM
Pepper Money Ltd		 0.04 1.78% 2.29 9.65 10.41 2.49 1.18 45.98
CCP
Credit Corp Group Ltd		 0.12 1.12% 11.27 8.63 7.37 1.76 0.90 2.50 6.87

Reports Covered

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Profile

Latitude Group Holdings Limited engages in sales finance and consumer lending business in Australia, New Zealand, and internationally. The company operates through Australian and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. It provides various lending products comprising latitude loans, personal loans, motor loans, and credit cards. The company offers debt consolidation, car, home renovation, travel, boat, caravan, medical, and solar and battery loans, as well as insurance services. In addition, it provides sales finance services and payment and finance solutions to merchants and their customers; and is involved in factoring/BNPL lending, trust managers, intellectual property, personal lending, and non-trading activities. Latitude Group Holdings Limited was incorporated in 2015 and is based in Melbourne, Australia.

Latitude Group Holdings Ltd

130 Lonsdale Street, Melbourne, VIC, Australia, 3000

Key Executives

Name Title Year Born
Mr. A. Fahour B.Ec (Hons), M.B.A., FAIM MD, CEO & Director 1967
Mr. Paul Varro Exec. GM of Fin. & Risk and CFO NA
Mr. Bob Belan Exec. Gen. Mang. of Money NA
Mr. Chris Blake Exec. Gen. Mang. of Corp. Services NA
Mr. Adrian Wong Gen. Counsel NA
Ms. Vicki Letcher BCom, BLLP, CA Company Sec. NA
Ms. Tiffany Barton Company Sec. NA
Mr. Robert Nicholas Belan MD & CEO NA
Mr. Robert Nicholas Belan MD & CEO NA
Mr. Paul Varro Executive GM of Finance & Risk and CFO NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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