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COG Financial Services Ltd

Financial Services AU COG

0.94AUD
0.04(5.03%)

Last update at 2024-12-19T04:36:00Z

Day Range

0.900.94
LowHigh

52 Week Range

0.881.45
LowHigh

Fundamentals

  • Previous Close 0.90
  • Market Cap175.26M
  • Volume30093
  • P/E Ratio12.57
  • Dividend Yield10.00%
  • EBITDA70.69M
  • Revenue TTM498.98M
  • Revenue Per Share TTM2.59
  • Gross Profit TTM 222.14M
  • Diluted EPS TTM0.07

Analyst Recommendations

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Type yearly yearly yearly yearly yearly
Date 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Income before tax 36.09M 29.96M 35.45M -9.71400M -3.99400M
Minority interest -11.31900M -9.90500M -8.86500M 37.32M 18.20M
Net income 12.85M 8.05M 19.68M -26.37800M -10.04600M
Selling general administrative 123.59M 21.03M 12.95M 10.90M 17.83M
Selling and marketing expenses 88.77M 132.79M 129.19M 95.39M 76.70M
Gross profit 292.95M 132.47M 105.39M 92.26M 70.71M
Reconciled depreciation 17.80M 14.58M 11.96M 11.36M 9.56M
Ebit 56.48M 47.83M 41.30M 36.96M 17.29M
Ebitda 74.28M 62.41M 53.25M 48.32M 26.85M
Depreciation and amortization 17.80M 14.58M 11.96M 11.36M 9.56M
Non operating income net other - - - - -
Operating income 32.37M 47.83M 41.30M 36.96M 14.60M
Other operating expenses 418.38M 318.18M 279.48M 230.81M 209.83M
Interest expense 2.47M 8.48M 4.96M 8.07M 8.58M
Tax provision 11.92M 10.09M 10.19M 8.90M 2.02M
Interest income 3.42M 1.47M 0.18M 1.14M 7.57M
Net interest income 0.95M -7.01700M -4.78300M -6.93200M -8.57700M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 11.92M 10.09M 10.19M 8.90M 2.02M
Total revenue 498.98M 366.01M 320.77M 267.77M 215.86M
Total operating expenses 212.35M 84.64M 64.09M 55.30M 56.10M
Cost of revenue 206.03M 233.54M 215.39M 175.51M 145.15M
Total other income expense net 3.73M -36.60300M -20.57700M -45.45400M -30.20600M
Discontinued operations - - - - -
Net income from continuing ops 24.17M 17.96M 28.55M -17.39500M -5.37100M
Net income applicable to common shares - 8.05M 19.68M -26.37800M -10.04600M
Preferred stock and other adjustments - - - - -
Breakdown 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Type yearly yearly yearly yearly yearly
Date 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Total assets 687.12M 593.00M 518.22M 476.69M 326.16M
Intangible assets - 51.21M 45.55M 35.64M 32.42M
Earning assets - - - - -
Other current assets -423.87400M 80.70M -64.06000M -80.23000M -26.71000M
Total liab 483.49M 378.53M 310.61M 287.03M 133.77M
Total stockholder equity 151.69M 163.92M 170.95M 152.34M 174.18M
Deferred long term liab - - - - -
Other current liab -226.17500M 261.57M 238.42M 224.66M 76.99M
Common stock 285.00M 279.47M 275.51M 247.31M 241.18M
Capital stock - 279.47M 275.51M 247.31M 241.18M
Retained earnings -117.79300M -117.79300M -117.79300M -117.79300M -91.41500M
Other liab - 27.63M 15.56M 12.47M 8.53M
Good will - 132.88M 102.60M 82.09M 109.28M
Other assets 687.12M 174.81M 157.07M 110.20M 58.45M
Cash 125.68M 101.80M 76.11M 94.51M 34.69M
Cash and equivalents - 101.80M 76.11M 94.51M 34.69M
Total current liabilities 226.18M 273.01M 249.28M 233.58M 80.34M
Current deferred revenue - -218.06600M -199.39200M -187.88300M -48.29200M
Net debt 251.07M 181.93M 167.17M 131.43M 62.36M
Short term debt 226.18M 205.84M 197.50M 184.97M 46.90M
Short long term debt - 205.84M 197.50M 184.97M 46.90M
Short long term debt total 376.75M 283.73M 243.27M 225.94M 97.05M
Other stockholder equity -0.00000M -188.60900M -192.63100M -169.05300M -193.69100M
Property plant equipment - 14.56M 13.98M 12.89M 6.62M
Total current assets - 205.42M 173.26M 205.72M 91.13M
Long term investments - 258.40M 250.06M 223.44M 121.28M
Net tangible assets - -20.17000M 22.80M 34.61M 32.48M
Short term investments - 77.76M 75.13M 90.17M 35.87M
Net receivables 298.19M 22.39M 18.86M 18.18M 12.72M
Long term debt - 77.89M 45.77M 40.97M 10.76M
Inventory - 0.53M 0.29M 0.07M 0.05M
Accounts payable - 23.66M 12.75M 11.84M 4.75M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -15.52300M 2.24M 13.23M 22.82M 24.42M
Additional paid in capital - - - - -
Common stock total equity - - - - 241.18M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -18.58600M -212.77200M -187.89300M -160.76400M -176.57900M
Deferred long term asset charges - - - - -
Non current assets total 25.29M 212.77M 187.89M 160.76M 176.58M
Capital lease obligations - - - - -
Long term debt total - 77.89M 45.77M 40.97M 50.15M
Breakdown 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Type yearly yearly yearly yearly yearly
Date 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Investments -87.16300M -36.22100M -6.88200M 5.00M -23.54000M
Change to liabilities - -0.96800M 4.86M 9.43M -3.89800M
Total cashflows from investing activities - -36.22100M -202.04100M 27.45M -56.73200M
Net borrowings - 34.05M -28.61400M -47.63800M -11.89600M
Total cash from financing activities 64.69M 30.12M -24.56000M -54.72000M 2.57M
Change to operating activities - 2.05M 167.06M 41.26M 49.88M
Net income 12.85M 8.05M 19.68M -26.37800M -10.04600M
Change in cash 23.88M 25.69M -18.40700M 59.82M 8.65M
Begin period cash flow 101.80M 76.11M 94.51M 34.69M 26.04M
End period cash flow 125.68M 101.80M 76.11M 94.51M 34.69M
Total cash from operating activities 46.36M 31.79M 35.20M 190.85M 62.82M
Issuance of capital stock 3.81M 4.07M 29.02M 6.32M 20.20M
Depreciation 17.80M 13.64M 11.32M 10.53M 8.27M
Other cashflows from investing activities - -24.59600M -193.94500M 31.11M -25.97900M
Dividends paid 16.71M 24.58M 24.25M 14.42M 5.56M
Change to inventory 0.35M -0.24100M 0.22M 0.02M -0.03800M
Change to account receivables -0.18400M -3.04400M -1.15300M -0.34700M 0.18M
Sale purchase of stock - -0.10800M -0.82800M -0.17900M -0.47900M
Other cashflows from financing activities -11.36500M 113.97M 7.61M 6.20M 40.83M
Change to netincome - 17.07M 9.58M 50.27M 19.04M
Capital expenditures 10.69M 11.62M 8.10M 3.66M 33.09M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 4.37M -3.28500M -0.93700M -0.32600M 0.14M
Stock based compensation 0.49M 0.77M 0.03M 0.23M -0.10000M
Other non cash items 11.34M 10.09M 4.19M 206.70M 64.60M
Free cash flow 35.66M 20.16M 27.10M 187.19M 29.73M

Peer Comparison

Sector: Financial Services Industry: Capital Markets

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
COG
COG Financial Services Ltd		 0.04 5.03% 0.94 12.57 - 0.35 1.16 1.75 -
MQG
Macquarie Group Ltd		 -3.05 1.34% 224.01 20.54 18.76 4.71 2.66 17.71 5.66
MQGPE
Macquarie Group Preferred		 0.09 0.09% 102.59 8.37 - - - - -
MQGPC
Macquarie Group Ltd Pref C		 - -% 101.50 8.25 - 1.78 - - -
CPU
Computershare Ltd.		 -0.28 0.83% 33.50 25.42 16.72 6.47 6.25 4.34 12.54

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Profile

COG Financial Services Limited, together with its subsidiaries, engages in equipment financing and broking, aggregation, insurance broking, and novated leasing activities for small to medium-sized enterprises in Australia. The company operates through four segments: Finance Broking & Aggregation; Novated Leasing; Asset Management & Lending; and All Other/Intersegment. It provides management of investment funds, as well as offers financing arrangements to commercial customers for essential business assets; and salary packaging services to government and private sector customers. The company was formerly known as Consolidated Operations Group Limited and changed its name to COG Financial Services Limited in November 2020. COG Financial Services Limited was incorporated in 2002 and is based in Chatswood, Australia.

COG Financial Services Ltd

72 Archer Street, Chatswood, NSW, Australia, 2067

Key Executives

Name Title Year Born
Mr. Andrew Bennett Chief Exec. Officer NA
Mr. Cameron Scott McCullagh B.Bus, F.C.A. Exec. Director and Head of Fin. Broking & Aggregation NA
Mr. Mark Crain Exec. Director NA
Richard Balzer Chief Financial Officer NA
Mark Dal Pozzo Group Chief Information Officer NA
Mr. David James Franks B.Ec, BEc, C.A., CA, F Fin, J.P., JP. Company Sec. 1970
Mr. Andrew Bennett Chief Executive Officer NA
Mr. Richard Balzer Chief Financial Officer NA
Mr. Cameron Scott McCullagh B.Bus, F.C.A. Executive Director and Head of Finance Broking & Aggregation NA
Mr. Mark Crain Executive Director NA

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