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National Australia Bank Ltd

Financial Services AU NAB

46.84AUD
0.76(1.65%)

Last update at 2026-03-10T06:11:00Z

Day Range

46.3147.21
LowHigh

52 Week Range

29.8149.45
LowHigh

Fundamentals

  • Previous Close 46.08
  • Market Cap144620.06M
  • Volume5410394
  • P/E Ratio21.42
  • Dividend Yield2.73%
  • Revenue TTM20472.00M
  • Revenue Per Share TTM6.70
  • Gross Profit TTM 20472.00M
  • Diluted EPS TTM2.21

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly yearly
Date 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Income before tax 9691.00M 9879.00M 10450.00M 9744.00M 9068.00M
Minority interest - -18.00000M -5.00000M 0.00000M -3.00000M
Net income 6759.00M 6960.00M 7414.00M 6891.00M 6364.00M
Selling general administrative - 1258.00M 2269.00M 2227.00M 1884.00M
Selling and marketing expenses - 209.00M 220.00M 187.00M 160.00M
Gross profit - 19882.00M 20630.00M 18329.00M 16682.00M
Reconciled depreciation - 1312.00M 1214.00M 1112.00M 1045.00M
Ebit - 9879.00M 10394.00M 17113.00M 8961.00M
Ebitda 9796.00M 11191.00M 11608.00M 18225.00M 10006.00M
Depreciation and amortization - 1312.00M 1214.00M 1112.00M 1045.00M
Non operating income net other - - - - -
Operating income 9796.00M 9879.00M 10394.00M 17113.00M 8961.00M
Other operating expenses - 52284.00M 9351.00M 8648.00M 7800.00M
Interest expense - 41540.00M 31265.00M 7538.00M 4241.00M
Tax provision 2864.00M 2798.00M 2980.00M 2684.00M 2597.00M
Interest income - 58297.00M 48072.00M 22378.00M 18034.00M
Net interest income - 16757.00M 16807.00M 14840.00M 13793.00M
Extraordinary items -29.00000M -103.00000M -51.00000M -169.00000M -104.00000M
Non recurring - - - - -
Other items - - - - -
Income tax expense 2864.00M 2798.00M 2980.00M 2684.00M 2597.00M
Total revenue 60247.00M 62163.00M 20630.00M 18329.00M 16682.00M
Total operating expenses - 10003.00M 9351.00M 8648.00M 7800.00M
Cost of revenue - 42281.00M - - -
Total other income expense net -105.00000M -749.00000M 56.00M -7369.00000M 107.00M
Discontinued operations - - - -169.00000M -104.00000M
Net income from continuing ops - 7081.00M 7470.00M 7060.00M 6471.00M
Net income applicable to common shares 6759.00M 6960.00M 7414.00M 6891.00M 6351.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly yearly
Date 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Total assets 1109062.00M 1080248.00M 1059083.00M 1055126.00M 925968.00M
Intangible assets 3552.00M 5224.00M 4952.00M 4652.00M 4113.00M
Earning assets - - - - 177760.00M
Other current assets - -2636.00000M - 17125.00M 683583.00M
Total liab 1046140.00M 1018035.00M 997580.00M 996094.00M 863189.00M
Total stockholder equity 62922.00M 61455.00M 61154.00M 59032.00M 62779.00M
Deferred long term liab - - - - -
Other current liab - -8621.00000M -6394.00000M -1840.00000M -892.00000M
Common stock 36123.00M 36581.00M 38546.00M 39399.00M 43247.00M
Capital stock - - 38546.00M 39399.00M 43247.00M
Retained earnings 27054.00M 25236.00M 23800.00M 21472.00M 18982.00M
Other liab - - - 9353.00M 9149.00M
Good will 2070.00M - 2070.00M 2089.00M 1964.00M
Other assets 3295.00M 1080248.00M 797475.00M 753661.00M 683619.00M
Cash - 112937.00M 120197.00M 144527.00M 109214.00M
Cash and equivalents - - - - -
Total current liabilities - - 6394.00M 1840.00M 892.00M
Current deferred revenue - - - - -
Net debt - -112937.00000M 76118.00M 45735.00M 60626.00M
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - 196315.00M 190262.00M 169840.00M
Other stockholder equity -274.00000M -362.00000M -1192.00000M -1839.00000M 550.00M
Property plant equipment 2713.00M - 3016.00M 3009.00M 2814.00M
Total current assets - 112937.00M 123073.00M 146690.00M 110604.00M
Long term investments - - 130567.00M 147114.00M 124818.00M
Net tangible assets - - - 54380.00M 58666.00M
Short term investments - - - - -
Net receivables - 2636.00M 2876.00M 2163.00M 1390.00M
Long term debt 219439.00M - 194056.00M 188024.00M 167873.00M
Inventory - - - - -
Accounts payable - 7579.00M 6394.00M 1840.00M 892.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - -129519.00000M -138535.00000M -154775.00000M -131745.00000M
Deferred long term asset charges - - - - -
Non current assets total - 967311.00M 138535.00M 154775.00M 131745.00M
Capital lease obligations - - - - -
Long term debt total 221043.00M - 196315.00M 190262.00M 169840.00M
Breakdown 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly yearly
Date 2025-09-30 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Investments - 4691.00M -4210.00000M -4619.00000M -3373.00000M
Change to liabilities - - - 505.00M 641.00M
Total cashflows from investing activities -5708.00000M 4691.00M -4210.00000M -8703.00000M -3694.00000M
Net borrowings - 17144.00M - 14432.00M -16713.00000M
Total cash from financing activities 2718.00M 9916.00M 6976.00M 6009.00M -22045.00000M
Change to operating activities - - - -59209.00000M -75088.00000M
Net income 6788.00M 6960.00M 7414.00M 6891.00M 6364.00M
Change in cash 5982.00M -21753.00000M -21590.00000M 24298.00M -24160.00000M
Begin period cash flow 18836.00M 40589.00M 62179.00M 37881.00M 62041.00M
End period cash flow - 18836.00M 40589.00M 62179.00M 37881.00M
Total cash from operating activities 8511.00M -35781.00000M -26699.00000M 28221.00M 759.00M
Issuance of capital stock - 404.00M 336.00M - -
Depreciation - - - 1112.00M 1045.00M
Other cashflows from investing activities -4300.00000M 105.00M -3018.00000M -7626.00000M -2836.00000M
Dividends paid -4828.00000M -4700.00000M 4339.00M 4006.00M 2682.00M
Change to inventory - - - - -
Change to account receivables - -210.00000M - - -
Sale purchase of stock -616.00000M -2611.00000M -1620.00000M -4417.00000M -650.00000M
Other cashflows from financing activities -724.00000M 83.00M -328.00000M 43576.00M -2383.00000M
Change to netincome - - - 4166.00M -643.00000M
Capital expenditures 1408.00M 1440.00M 1192.00M 1077.00M 858.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 864.00M 2459.00M -42516.00000M 14888.00M -11013.00000M
Stock based compensation - - - - -
Other non cash items 859.00M -38240.00000M - 20218.00M 759.00M
Free cash flow 7103.00M -37221.00000M -27891.00000M 27144.00M -99.00000M

Peer Comparison

Sector: Financial Services Industry: Banks - Diversified

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
NAB
National Australia Bank Ltd
0.76 1.65% 46.84 21.42 18.83 7.06 2.31 13.13
CBA
Commonwealth Bank of Australia
2.35 1.39% 171.80 27.73 24.57 10.13 3.74 16.83
CBAPK
Commonwealth Bank of Australia
0.05 0.05% 103.00 17.01 - - -
CBAPJ
Commonwealth Bank of Australia
-0.059 0.06% 100.19 16.59 - - -
WBC
Westpac Banking Corporation
0.74 1.85% 40.84 20.60 19.19 6.38 1.94 14.49

Reports Covered

Stock Research & News

Profile

National Australia Bank Limited provides financial services to individuals and businesses in Australia, New Zealand, Europe, Asia, the United States, and internationally. The company operates through Business and Private Banking; Personal Banking; Corporate and Institutional Banking; New Zealand Banking; and Corporate Functions and Other segments. It accepts transaction accounts, savings accounts, debit cards, and term deposits; and specialized accounts, such as foreign currency, business interest, cash maximiser, farm management, community free saver, statutory trust, and project bank accounts, as well as farm management deposits. In addition, the company provides home loans, personal loans, and business loans; vehicle and equipment finance; and trade and invoice finance, as well as business overdrafts and bank guarantees. Further, it offers insurance products consisting of home and content, landlord, travel, car, caravan and trailer, life, and business insurance products; and self-managed super funds, cash management, and financial advice services. Additionally, the company provides investment products; credit, debit, and business cards; payments and merchant services; online and internet banking services; small business services; international and foreign exchange solutions; and industry-specific banking services. The company was founded in 1834 and is based in Melbourne, Australia.

National Australia Bank Ltd

395 Bourke Street, Melbourne, VIC, Australia, 3000

Key Executives

Name Title Year Born
Mr. Ross Maxwell McEwan B.B.S., CBE Group CEO, MD & Director 1957
Mr. Gary Andrew Lennon BEC, BEc (Hons), F.C.A., FCA Group Chief Financial Officer NA
Mr. Lesile D. Matheson Group Chief Operating Officer 1960
Mr. Patrick F. Wright Group Exec. of Technology & Enterprise Operations 1967
Ms. Sharon J. Cook Group Exec. of Legal & Commercial Services NA
Ms. Susan Ferrier Group Exec. of People & Culture NA
Ms. Angela Mentis B.Bus Group Chief Digital, Data & Analytics Officer NA
Mr. Shaun Dooley Group Chief Risk Officer NA
Mr. Daniel James Huggins MD & CEO of Bank of New Zealand NA
Mr. David Gall Group Exec. of Corp. of Institutional Banking NA

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