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Insurance Australia Group Ltd

Financial Services AU IAG

6.86AUD
0.23(3.47%)

Last update at 2026-03-11T00:40:00Z

Day Range

6.616.88
LowHigh

52 Week Range

6.448.86
LowHigh

Fundamentals

  • Previous Close 6.63
  • Market Cap15516.26M
  • Volume1820054
  • P/E Ratio14.26
  • Dividend Yield4.81%
  • EBITDA1994.00M
  • Revenue TTM18257.00M
  • Revenue Per Share TTM7.73
  • Gross Profit TTM 2989.00M
  • Diluted EPS TTM0.46

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Income before tax 2213.00M 1491.00M 1354.00M 564.00M -388.00000M
Minority interest -176.00000M -135.00000M -99.00000M -77.00000M 310.00M
Net income 1359.00M 898.00M 832.00M 347.00M -414.00000M
Selling general administrative 13122.00M 206.00M 230.00M 169.00M 386.00M
Selling and marketing expenses - - - - -
Gross profit 15063.00M 15994.00M 8817.00M 7574.00M 7878.00M
Reconciled depreciation 220.00M 200.00M 268.00M 139.00M 267.00M
Ebit 2405.00M 1676.00M 931.00M 255.00M -645.00000M
Ebitda 2625.00M 1876.00M 1116.00M 394.00M -378.00000M
Depreciation and amortization 220.00M 200.00M 185.00M 139.00M 267.00M
Non operating income net other - - - - -
Operating income 2405.00M 15788.00M 931.00M 255.00M -645.00000M
Other operating expenses 12769.00M 206.00M 7318.00M 6917.00M 8177.00M
Interest expense 192.00M 185.00M 145.00M 93.00M 89.00M
Tax provision 678.00M 458.00M 429.00M 140.00M -125.00000M
Interest income - - 409.00M 179.00M 148.00M
Net interest income -192.00000M -185.00000M -209.00000M -93.00000M -89.00000M
Extraordinary items - - - 0.00000M -13.00000M
Non recurring - - - - -
Other items - - - - -
Income tax expense 678.00M 458.00M 429.00M 140.00M 125.00M
Total revenue 14762.00M 15994.00M 8817.00M 7574.00M 7878.00M
Total operating expenses 13070.00M 206.00M 7318.00M 6917.00M 8177.00M
Cost of revenue -301.00000M -331.00000M - - -
Total other income expense net -192.00000M -14297.00000M 1354.00M 564.00M -388.00000M
Discontinued operations - - - - -13.00000M
Net income from continuing ops 1535.00M 1033.00M 1399.00M 424.00M -264.00000M
Net income applicable to common shares 1359.00M 898.00M 832.00M 347.00M -427.00000M
Preferred stock and other adjustments - - - - -
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Total assets 26309.00M 25617.00M 35026.00M 34083.00M 33449.00M
Intangible assets 1088.00M 947.00M 1961.00M 1618.00M 1384.00M
Earning assets - - - - -
Other current assets - 9088.00M 8251.00M 13894.00M 14164.00M
Total liab 18523.00M 18500.00M 2139.00M 2055.00M 1987.00M
Total stockholder equity 7329.00M 6660.00M 6626.00M 6184.00M 6266.00M
Deferred long term liab - - 3340.00M 2916.00M 2745.00M
Other current liab - 118.00M -2497.00000M -2324.00000M -1534.00000M
Common stock - 6836.00M 7264.00M 7386.00M 7386.00M
Capital stock 6753.00M 6815.00M 7243.00M 7362.00M 7353.00M
Retained earnings 483.00M -195.00000M -638.00000M -1202.00000M -1120.00000M
Other liab - - 7475.00M 8078.00M 8243.00M
Good will 2824.00M 2811.00M 2830.00M 2823.00M 2829.00M
Other assets - - 28291.00M 28112.00M 26628.00M
Cash 703.00M 1841.00M 1353.00M 938.00M 1998.00M
Cash and equivalents - - 474.00M 350.00M 326.00M
Total current liabilities - 1171.00M 2497.00M 2324.00M 1534.00M
Current deferred revenue - - - - -
Net debt 1853.00M 1096.00M 1283.00M 1610.00M 574.00M
Short term debt - 70.00M 74.00M 74.00M 79.00M
Short long term debt - - - - -
Short long term debt total - 2937.00M 2636.00M 2548.00M 2572.00M
Other stockholder equity - -21.00000M -6626.00000M -6184.00000M -6266.00000M
Property plant equipment - - 591.00M 592.00M 610.00M
Total current assets - 9088.00M 1353.00M 938.00M 1998.00M
Long term investments 13460.00M 12891.00M 10950.00M 11256.00M 10775.00M
Net tangible assets - - 3018.00M 2752.00M 3026.00M
Short term investments - -1210.00000M 882.00M 588.00M 1672.00M
Net receivables 586.00M 822.00M 5648.00M 4580.00M 4354.00M
Long term debt 2556.00M 2499.00M 2139.00M 2019.00M 1987.00M
Inventory - -1453.00000M - - -
Accounts payable 844.00M 983.00M 2423.00M 2250.00M 1455.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - 40.00M 45.00M 3.00M 13.00M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -33.00000M
Accumulated amortization - - - - -
Non currrent assets other - 11219.00M -5382.00000M -5033.00000M -4823.00000M
Deferred long term asset charges - - - - -
Non current assets total - 16529.00M 5382.00M 5033.00M 4823.00M
Capital lease obligations 401.00M 438.00M 497.00M 529.00M 585.00M
Long term debt total - - 2636.00M 2584.00M 2572.00M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Investments 38.00M -628.00000M 583.00M -1426.00000M -2409.00000M
Change to liabilities - - 315.00M -120.00000M -94.00000M
Total cashflows from investing activities 38.00M -628.00000M 394.00M -1459.00000M -2418.00000M
Net borrowings 46.00M 373.00M -5.00000M -7.00000M 375.00M
Total cash from financing activities -982.00000M -682.00000M -437.00000M -526.00000M 516.00M
Change to operating activities - - -992.00000M -190.00000M 1955.00M
Net income 1359.00M 898.00M 832.00M 347.00M -427.00000M
Change in cash 412.00M 488.00M 415.00M -1091.00000M -293.00000M
Begin period cash flow 1841.00M 1353.00M 938.00M 2029.00M 2322.00M
End period cash flow 2253.00M 1841.00M 1353.00M 938.00M 2029.00M
Total cash from operating activities 1352.00M 1800.00M 452.00M 899.00M 1610.00M
Issuance of capital stock - - - - 764.00M
Depreciation - 200.00M 135.00M 122.00M 235.00M
Other cashflows from investing activities 38.00M -637.00000M 394.00M -1459.00000M -2418.00000M
Dividends paid -862.00000M -460.00000M 270.00M 468.00M 173.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -84.00000M -443.00000M -122.00000M -122.00000M -682.00000M
Other cashflows from financing activities -82.00000M -77.00000M -167.00000M 175.00M 689.00M
Change to netincome - - 112.00M 723.00M -76.00000M
Capital expenditures 0.00000M 637.00M 0.00000M 0.00000M 0.00000M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 127.00M 971.00M -1845.00000M -1723.00000M -1639.00000M
Stock based compensation - 20.00M 9.00M 15.00M 13.00M
Other non cash items 1225.00M -289.00000M -524.00000M 415.00M 1789.00M
Free cash flow 1352.00M 1163.00M 452.00M 899.00M 1610.00M

Peer Comparison

Sector: Financial Services Industry: Insurance - Property & Casualty

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
IAG
Insurance Australia Group Ltd		 0.23 3.47% 6.86 14.26 12.97 0.85 2.14 1.20
QBE
QBE Insurance Group Ltd		 0.41 2.00% 20.90 10.41 17.27 1.69 1.89 1.24
SUNPH
Suncorp Group Ltd		 0.07 0.07% 100.04 143.99 - - -
SUN
Suncorp Group Ltd		 0.34 2.35% 14.83 17.34 11.89 1.03 1.53 1.09
TWR
Tower Ltd		 -0.01 0.66% 1.51 7.95 9.67 0.84 1.78 1.08

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Profile

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. The company's short-tail insurance products include motor vehicle; home and contents; lifestyle and leisure, including boat, veteran and classic car, and caravan; business packages; farm; commercial motor; commercial property; fleet motor; construction and engineering; rural; marine; and niche insurance, such as pleasure craft, boat, and caravan. It also provides long-tail insurance products, including professional indemnity; compulsory third party, including motor injury liability; workers' compensation; directors' and officers' liability; public and products liability; and commercial liability insurance. It sells its products through branches and agencies, call centers, online, insurance brokers, authorized representatives, motor dealerships, and financial institutions under the NRMA Insurance, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, and Lumley Insurance brand names. The company was formerly known as NRMA Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is headquartered in Sydney, Australia.

Insurance Australia Group Ltd

Tower Two Darling Park, Sydney, NSW, Australia, 2000

Key Executives

Name Title Year Born
Mr. Nicholas B. Hawkins B.Com., BCom, CA, F.C.A., FCA MD, CEO & Exec. Director 1968
Ms. Michelle McPherson BBUS(ACCT.), CA, GAICD Group Chief Financial Officer NA
Mr. Neil Morgan B.Sc. Chief Operating Officer NA
Mr. Peter John Horton Group Gen. Counsel & Company Sec. NA
Ms. Christine Stasi B.A. Group Exec. of People, Performance & Reputation NA
Mr. Timothy Paul Plant AMP, B.Agr Sc, B.Sc., Grad. Dip., M.B.A., MBA Chief Insurance & Strategy Officer 1966
Mr. Peter John Taylor B.Com. Group Chief Risk Officer NA
Ms. Amanda G. Whiting Chief Exec. of New Zealand NA
Ms. Julie Batch Group Exec. of Direct Insurance Australia NA
Mr. Jarrod Hill Group Exec. of Intermediated Insurance Australia NA

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