Finance of America Companies Inc

Financial Services US FOA

25.515USD
0.10(0.37%)

Last update at 2024-12-19T18:54:00Z

Day Range

23.4627.02
LowHigh

52 Week Range

0.682.25
LowHigh

Fundamentals

  • Previous Close 25.42
  • Market Cap96.74M
  • Volume127690
  • P/E Ratio-
  • Dividend Yield-%
  • EBITDA634.26M
  • Revenue TTM543.60M
  • Revenue Per Share TTM7.18
  • Gross Profit TTM 573.24M
  • Diluted EPS TTM-3.82

Analyst Recommendations

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax -732.05200M -1196.21600M 500.26M 77.58M -0.00269M
Minority interest -524.84600M 924.74M 166.09M 188.13M 166.32M
Net income -715.52800M -1176.68200M 518.39M 76.63M -0.00269M
Selling general administrative 1120.23M 1526.08M 1151.83M 701.25M 741.73M
Selling and marketing expenses - - - - -
Gross profit 544.85M 1706.61M 1739.16M 847.60M -
Reconciled depreciation 64.99M - 19.33M 19.34M -
Ebit -87.41200M -129.41500M 520.73M 55.36M -
Ebitda -22.42100M -271.47500M 540.06M 74.70M -
Depreciation and amortization 64.99M 39.07M 19.33M 19.34M -
Non operating income net other 35.83M - - - -
Operating income -87.41200M -271.47500M 520.73M 55.36M -0.00269M
Other operating expenses 1148.62M 1531.33M 1145.70M 705.59M -
Interest expense 151.74M 142.06M 649.69M 666.38M 0.00000M
Tax provision -16.52400M -19.53400M 2.34M 0.95M 0.29M
Interest income 151.74M 142.06M 15.27M 5.07M 553.38M
Net interest income 192.85M -85.47400M 102.57M 120.19M -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense -16.52400M -19.53400M 2.34M 0.95M 0.29M
Total revenue 573.24M 1736.23M 1739.16M 847.60M 1374.69M
Total operating expenses 1156.06M 1531.33M 1145.70M 705.59M -
Cost of revenue 28.39M 29.62M - - -
Total other income expense net -644.64000M -924.74100M -20.47500M 22.22M -
Discontinued operations - - - - -
Net income from continuing ops -715.52800M -1176.68200M -2.39269M 76.63M -
Net income applicable to common shares -190.68200M -251.94100M -17.66519M 54.41M 32.06M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 20872.65M 21788.95M 19565.15M 293.71M 0.11M
Intangible assets 469.65M 1030.84M 197.62M 18.74M -
Earning assets - - - - -
Other current assets 180.07M 2374.78M 0.01M 1534.32M 903.43M
Total liab 20467.81M 20705.94M 18937.12M 9.28M 0.09M
Total stockholder equity 253.93M 387.90M 628.18M 284.42M 0.02M
Deferred long term liab - - - - -
Other current liab -1455.36900M -3347.44200M -2973.74300M - -
Common stock 0.00600M 0.00600M 278.29M 482.72M 427.39M
Capital stock 0.00600M 0.00600M - - -
Retained earnings -634.29500M -443.61300M 3.09M 4.22M -0.00269M
Other liab 11081.94M 10893.87M 10202.81M 9439.68M 9618.79M
Good will - 0.00000M 121.23M 121.14M -
Other assets 20460.42M 20405.81M 18782.65M 32.28M 11.88M
Cash 97.36M 141.24M 247.29M 118.08M -
Cash and equivalents 97.36M 141.24M 233.10M 118.08M -
Total current liabilities 1455.37M 3347.44M 2973.74M 2535.60M 205.19M
Current deferred revenue - - 2972.83M - -
Net debt 20097.34M 20093.19M 18171.79M - -
Short term debt 1455.37M 3347.44M 2973.74M 0.00000M -
Short long term debt 1455.37M 3347.44M 2973.74M - -
Short long term debt total 20194.70M 20234.42M 18419.08M 15587.13M -
Other stockholder equity 888.49M 831.62M 346.79M -0.05100M -0.09800M
Property plant equipment 19.02M 29.26M 24.51M 84.08M 30.48M
Total current assets 18.67M 250.30M 362.82M 16190.05M 13506.34M
Long term investments 1226.33M 3132.58M 29.71M - -
Net tangible assets -120.62900M -214.99700M 247.94M 342.79M 286.70M
Short term investments 18.57M 25.44M - - -
Net receivables 135.87M 109.06M 115.53M 14522.10M 12499.77M
Long term debt 1854.77M 20234.42M 18356.74M 15587.13M -
Inventory - - -0.01083M - -
Accounts payable 273.11M 471.51M 0.92M - -
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity 150.91M 695.11M - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -0.27300M -0.11000M 0.00900M - -
Additional paid in capital - - - - -
Common stock total equity 0.00600M 0.00600M 0.00072M - -
Preferred stock total equity - - - - -
Retained earnings total equity -634.29500M -443.61300M -39.55967M - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -155.66600M -1132.83800M -419.67600M - -
Deferred long term asset charges - - - - -
Non current assets total 393.57M 1132.84M 419.68M - -
Capital lease obligations 57.46M 65.52M 48.25M - -
Long term debt total 1854.77M 20234.42M 18356.74M 15587.13M -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -3993.47400M 0.34M 101.52M -108.34100M -6.13300M
Change to liabilities -162.42500M 44.62M 1.60M 38.04M -22.26800M
Total cashflows from investing activities -1819.07500M -1415.45800M -875.10700M -2025.63500M -817.01800M
Net borrowings -1845.28200M 1757.90M 2109.34M 2079.59M 327.43M
Total cash from financing activities 225.21M 1462.66M 1717.86M 2067.93M 322.17M
Change to operating activities 421.32M -106.50900M 33.06M -72.20300M 93.07M
Net income -715.52800M 497.91M 497.91M 76.63M 32.06M
Change in cash -186.20500M -4323.38900M 156.70M 143.44M 110.98M
Begin period cash flow 463.64M 539.36M 382.66M 239.22M -
End period cash flow 277.44M -4323.38900M 539.36M 382.66M 239.22M
Total cash from operating activities 1407.82M -686.09000M -686.09000M 101.12M 605.88M
Issuance of capital stock - - - - -
Depreciation 64.99M 19.33M 19.33M 19.34M 14.36M
Other cashflows from investing activities 2185.64M -24.12700M -866.08000M -0.46000M -0.64600M
Dividends paid 0.00000M 75.00M 380.43M 2.68M 2.68M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - - - 295.25M 0.03M
Other cashflows from financing activities 27836.22M -3637.29900M 40695.14M 27430.22M -5.32700M
Change to netincome 1612.51M 1086.61M -1261.11600M 61.54M 488.66M
Capital expenditures 11.24M 18.13M 23.11M 4.29M 15.37M
Change receivables - - - - -
Cash flows other operating 608.27M - -2.34078M - -
Exchange rate changes - - - - -
Cash and cash equivalents changes -186.04200M - -0.73989M - -
Change in working capital 242.13M -14.29000M 21.86M -34.26100M 0.00269M
Stock based compensation 47.86M - 0.00000M 2.92M -
Other non cash items 1768.37M -1203.09900M -1225.19000M 518.46M -
Free cash flow 1396.58M -686.09000M -709.20500M 96.84M -

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
FOA
Finance of America Companies Inc
0.10 0.37% 25.52 - 9.09 0.18 0.59 - -
V
Visa Inc. Class A
6.12 1.98% 315.90 31.25 25.97 16.18 13.64 16.19 23.37
MA
Mastercard Inc
6.79 1.31% 526.75 37.04 29.50 16.14 62.35 16.47 27.24
AXP
American Express Company
5.95 2.07% 293.73 21.83 20.04 3.53 7.21 4.18 -
PYPL
PayPal Holdings Inc
1.51 1.77% 86.96 15.53 12.61 2.28 3.23 2.14 9.31

Reports Covered

Stock Research & News

Profile

Finance of America Companies Inc. operates a consumer lending platform in the United States. The company operates through five segments: Mortgage Originations, Reverse Originations, Commercial Originations, Lender Services, and Portfolio Management segments. It provides residential mortgage loans to the government sponsored entities; government-insured agricultural lending solutions to farmers; product development, loan securitization, loan sales, risk management, asset management, and servicing oversight services to enterprise and third-party funds; and ancillary business services, title agency and title insurance services, mortgage servicing rights valuation and trade brokerage, transactional fulfillment services, mortgage loan third party review or due diligence services, and appraisal management services to residential mortgage, student lending, and commercial lending industry customers. The company was founded in 2013 and is headquartered in Plano, Texas.

Finance of America Companies Inc

909 Lake Carolyn Parkway, Irving, TX, United States, 75039

Key Executives

Name Title Year Born
Mr. Brian L. Libman Founder & Chairman 1966
Mr. Graham A. Fleming Pres & Interim CEO 1970
Mr. Johan Gericke Exec. VP & CFO 1971
Mr. Jeremy E. Prahm Chief Investment Officer 1978
Mr. Tai A. Thornock Chief Accounting Officer 1972
Ms. Christine Herman Chief Technology & Security Officer NA
Ms. Lauren E. Richmond Chief Legal Officer, Gen. Counsel & Sec. NA
Ms. Carolyn Frank Chief HR Officer NA
Mr. Jason Rudman Chief Customer Officer NA
Mr. Michael Fant Sr. VP of Fin. NA

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