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Finance of America Companies Inc

Financial Services US FOA

22.08USD
-0.55(2.43%)

Last update at 2025-03-03T18:48:00Z

Day Range

21.9222.88
LowHigh

52 Week Range

4.1032.40
LowHigh

Fundamentals

  • Previous Close 22.63
  • Market Cap274.27M
  • Volume33880
  • P/E Ratio1.86
  • Dividend Yield-%
  • EBITDA634.26M
  • Revenue TTM719.53M
  • Revenue Per Share TTM75.10
  • Gross Profit TTM 662.03M
  • Diluted EPS TTM14.87

Analyst Recommendations

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax -732.05200M -1196.21600M 500.26M 77.58M -0.00269M
Minority interest -524.84600M 924.74M 166.09M 188.13M 166.32M
Net income -715.52800M -1176.68200M 518.39M 76.63M -0.00269M
Selling general administrative 1120.23M 1526.08M 1151.83M 701.25M 741.73M
Selling and marketing expenses - - - - -
Gross profit 544.85M 1706.61M 1739.16M 847.60M -
Reconciled depreciation 64.99M - 19.33M 19.34M -
Ebit -87.41200M -129.41500M 520.73M 55.36M -
Ebitda -22.42100M -271.47500M 540.06M 74.70M -
Depreciation and amortization 64.99M 39.07M 19.33M 19.34M -
Non operating income net other 35.83M - - - -
Operating income -87.41200M -271.47500M 520.73M 55.36M -0.00269M
Other operating expenses 1148.62M 1531.33M 1145.70M 705.59M -
Interest expense 151.74M 142.06M 649.69M 666.38M 0.00000M
Tax provision -16.52400M -19.53400M 2.34M 0.95M 0.29M
Interest income 151.74M 142.06M 15.27M 5.07M 553.38M
Net interest income 192.85M -85.47400M 102.57M 120.19M -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense -16.52400M -19.53400M 2.34M 0.95M 0.29M
Total revenue 573.24M 1736.23M 1739.16M 847.60M 1374.69M
Total operating expenses 1156.06M 1531.33M 1145.70M 705.59M -
Cost of revenue 28.39M 29.62M - - -
Total other income expense net -644.64000M -924.74100M -20.47500M 22.22M -
Discontinued operations - - - - -
Net income from continuing ops -715.52800M -1176.68200M -2.39269M 76.63M -
Net income applicable to common shares -190.68200M -251.94100M -17.66519M 54.41M 32.06M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 27107.59M 20872.65M 21788.95M 19565.15M 293.71M
Intangible assets 259.97M 469.65M 1030.84M 197.62M 18.74M
Earning assets - - - - -
Other current assets -328.94100M 180.07M 2374.78M 0.01M 1534.32M
Total liab 26835.18M 20467.81M 20705.94M 18937.12M 9.28M
Total stockholder equity 232.31M 253.93M 387.90M 628.18M 284.42M
Deferred long term liab - - - - -
Other current liab -928.47900M -1455.36900M -3347.44200M -2973.74300M -
Common stock 0.01000M 0.00600M 0.00600M 278.29M 482.72M
Capital stock 0.01000M 0.00600M 0.00600M - -
Retained earnings -714.38300M -634.29500M -443.61300M 3.09M 4.22M
Other liab - 11081.94M 10893.87M 10202.81M 9439.68M
Good will -0.00000M - 0.00000M 121.23M 121.14M
Other assets -148.43700M 20460.42M 20405.81M 18782.65M 32.28M
Cash 46.48M 97.36M 141.24M 247.29M 118.08M
Cash and equivalents - 97.36M 141.24M 233.10M 118.08M
Total current liabilities 1102.87M 1455.37M 3347.44M 2973.74M 2535.60M
Current deferred revenue - - - 2972.83M -
Net debt 26240.40M 20097.34M 20093.19M 18171.79M -
Short term debt 928.48M 1455.37M 3347.44M 2973.74M 0.00000M
Short long term debt 928.48M 1455.37M 3347.44M 2973.74M -
Short long term debt total 26286.88M 20194.70M 20234.42M 18419.08M 15587.13M
Other stockholder equity 946.93M 888.49M 831.62M 346.79M -0.05100M
Property plant equipment - 19.02M 29.26M 24.51M 84.08M
Total current assets 150.62M 18.67M 250.30M 362.82M 16190.05M
Long term investments 44.30M 1226.33M 3132.58M 29.71M -
Net tangible assets - -120.62900M -214.99700M 247.94M 342.79M
Short term investments - 18.57M 25.44M - -
Net receivables 104.14M 135.87M 109.06M 115.53M 14522.10M
Long term debt 25327.15M 1854.77M 20234.42M 18356.74M 15587.13M
Inventory - - - -0.01083M -
Accounts payable - 273.11M 471.51M 0.92M -
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - 150.91M 695.11M - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -0.24900M -0.27300M -0.11000M 0.00900M -
Additional paid in capital - - - - -
Common stock total equity - 0.00600M 0.00600M 0.00072M -
Preferred stock total equity - - - - -
Retained earnings total equity - -634.29500M -443.61300M -39.55967M -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -333.63000M -155.66600M -1132.83800M -419.67600M -
Deferred long term asset charges - - - - -
Non current assets total 27105.40M 393.57M 1132.84M 419.68M -
Capital lease obligations 31.25M 57.46M 65.52M 48.25M -
Long term debt total - 1854.77M 20234.42M 18356.74M 15587.13M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -3993.47400M 0.34M 101.52M -108.34100M -6.13300M
Change to liabilities -162.42500M 44.62M 1.60M 38.04M -22.26800M
Total cashflows from investing activities -1819.07500M -1415.45800M -875.10700M -2025.63500M -817.01800M
Net borrowings -1845.28200M 1757.90M 2109.34M 2079.59M 327.43M
Total cash from financing activities 225.21M 1462.66M 1717.86M 2067.93M 322.17M
Change to operating activities 421.32M -106.50900M 33.06M -72.20300M 93.07M
Net income -715.52800M 497.91M 497.91M 76.63M 32.06M
Change in cash -186.20500M -4323.38900M 156.70M 143.44M 110.98M
Begin period cash flow 463.64M 539.36M 382.66M 239.22M -
End period cash flow 277.44M -4323.38900M 539.36M 382.66M 239.22M
Total cash from operating activities 1407.82M -686.09000M -686.09000M 101.12M 605.88M
Issuance of capital stock - - - - -
Depreciation 64.99M 19.33M 19.33M 19.34M 14.36M
Other cashflows from investing activities 2185.64M -24.12700M -866.08000M -0.46000M -0.64600M
Dividends paid 0.00000M 75.00M 380.43M 2.68M 2.68M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - - - 295.25M 0.03M
Other cashflows from financing activities 27836.22M -3637.29900M 40695.14M 27430.22M -5.32700M
Change to netincome 1612.51M 1086.61M -1261.11600M 61.54M 488.66M
Capital expenditures 11.24M 18.13M 23.11M 4.29M 15.37M
Change receivables - - - - -
Cash flows other operating 608.27M - -2.34078M - -
Exchange rate changes - - - - -
Cash and cash equivalents changes -186.04200M - -0.73989M - -
Change in working capital 242.13M -14.29000M 21.86M -34.26100M 0.00269M
Stock based compensation 47.86M - 0.00000M 2.92M -
Other non cash items 1768.37M -1203.09900M -1225.19000M 518.46M -
Free cash flow 1396.58M -686.09000M -709.20500M 96.84M -

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
FOA
Finance of America Companies Inc		 -0.55 2.43% 22.08 1.86 9.20 0.38 0.88 42.70 -
V
Visa Inc. Class A		 1.88 0.52% 364.58 31.25 25.97 16.18 13.64 16.19 23.37
MA
Mastercard Inc		 1.70 0.29% 578.00 37.04 29.50 16.14 62.35 16.47 27.24
AXP
American Express Company		 -2.6 0.86% 298.36 21.83 20.04 3.53 7.21 4.18 -
PYPL
PayPal Holdings Inc		 -0.01 0.01% 71.04 21.96 18.69 2.93 4.56 2.86 12.64

Reports Covered

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Profile

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, engages in the operation of a retirement solutions platform in the United States. It operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment engages in the loan origination activities comprising home equity conversion, proprietary reverse, and hybrid mortgage loans for senior homeowners. The Portfolio Management segment provides product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services for borrowers and investors. The company was founded in 2013 and is headquartered in Plano, Texas.

Finance of America Companies Inc

5830 Granite Parkway, Plano, TX, United States, 75024

Key Executives

Name Title Year Born
Mr. Brian L. Libman Founder & Chairman 1966
Mr. Graham A. Fleming Pres & Interim CEO 1970
Mr. Johan Gericke Exec. VP & CFO 1971
Mr. Jeremy E. Prahm Chief Investment Officer 1978
Mr. Tai A. Thornock Chief Accounting Officer 1972
Ms. Christine Herman Chief Technology & Security Officer NA
Ms. Lauren E. Richmond Chief Legal Officer, Gen. Counsel & Sec. NA
Ms. Carolyn Frank Chief HR Officer NA
Mr. Jason Rudman Chief Customer Officer NA
Mr. Michael Fant Sr. VP of Fin. NA

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